Changing your overdraft limit won’t take long
If you’ve got an arranged overdraft limit on your account that you feel is too low or too high, we’ll show you how to change it.
Tools to help you
Check your chances of being accepted before applying
Find out how much interest you're likely to pay
How to change your overdraft
Review your personal details
Increase, reduce or remove your limit
When will my new limit be ready?
Ready to start?
Our online application is available between 6.30am and 9.45pm.
Increasing your overdraft?
You can apply to increase your limit if:
- You are aged 18+ and living in the UK
- You have an eligible NatWest bank account which you pay your salary or a regular amount into
- You, or any parties on your account, have not been declared bankrupt in the last 6 years
Please note: if you apply on a joint account, we will only assess the eligibility of the person applying.
Now let's check if you're eligible
Use our free eligibility checker before you apply to see if you’re likely to be accepted. It only takes a few minutes and there’s no impact on your credit score.
If you have a joint account, we recommend that you both check your eligibility, as you could each be eligible for different levels of borrowing.
If you've already checked, you're good to move on below.