- Earn from 1% in Rewards when you spend with your NatWest debit card at our partner retailers.
- Redeem Rewards as money back into your current account, trade them up for e-gift cards, or donate them to charity.
A packaged bank account is a type of current account that comes with added extras. The extras can be anything from earning Rewards, different types of insurance or fee-free debit card purchases abroad.
In exchange for these extras, most packaged bank accounts will come with a monthly fee.
A packaged bank account works like a normal current account. It allows you to receive money, make payments, transfer funds, pay your bills via Direct Debit and more.
Our packaged bank accounts come with travel insurance that could cover you for trips between 22-90 days, depending on the account type (criteria apply). Our Reward Silver and Reward Platinum accounts also offer additional extra perks and benefits for those who want a little more from their bank account, including:
NatWest Rewards are a great way to earn as you manage your money. Earn up to £60 per year in rewards from banking every month, plus at least 1% back when you spend using your NatWest debit card with our partner retailers.
Simply access your MyRewards account on the NatWest app to view your personal offers and exchange your rewards. After that, you can spend your Rewards however you like. Cash them into your bank account, spend them as an e-gift card or donate them to charity. The choice is yours.
Upgrade your existing NatWest current account to a packaged account. Specific account eligibility criteria apply.
If you earn more than £100,000 per year, you could be eligible.
Want to earn rewards together? With NatWest you can also open a joint Reward account with your partner or family member. This means you and one other party can earn and split NatWest Rewards between you. All you need to do is upgrade your existing joint account using the application process above.