Mortgage documents for Scotland

NWB Security Terms (PDF, 0.2MB)

The security terms under which an offer is made.

NWB Residential Loan Terms (PDF, 0.2 MB)

The loan terms under which an offer is made.

NWB Residential Standard Security (PDF, 0.2 MB)

This is the Bank’s standard mortgage document for residential mortgages

NWB Matrimonial Homes - Civil Partnership Declaration (PDF, 0.1 MB)

For use in ARTL transactions only

NWB Deed of Postponement (PDF, 0.2 MB)

Residential NatWest Family-Backed Mortgage Standard Security (PDF, 0.3 MB)

This is the Standard Security for when the customer is taking a NatWest Family-Backed Mortgage, sometimes known as a Joint Borrower Sole Proprietor mortgage.

• Please note that this is a double sided document and should be printed off accordingly. 

NatWest Family-Backed Mortgage Deed of Waiver (PDF, 0.1 MB)

As part of taking a NatWest Family-Backed mortgage, we require the customer who is not going to own the property to complete a Deed of Waiver.

• Please note that this is a double sided document and should be printed off accordingly. 

Shared Ownership Requirements (PDF, 0.4 MB)

If the property is being purchased under a Shared Ownership Scheme you are instructed to follow these instructions in addition to the Instructions to Solicitors Letter.

NWB Deeds Schedule(s) (PDF, 0.1 MB)

• Please do not send any documents other than those listed in the Deeds Schedule. Any additional documents enclosed will be returned to you

Electronic Certificate of Title (ECOT)

• The NWB Certificate of Title is no longer available as a document on this website. For all panel firms, you must use the Electronic Certificate of Title (ECOT) provided on the LMS Portal. You can access the LMS portal via the above link.

Account numbers starting with ‘3’, ‘7’ or ‘8’

Request via LMS Portal (residential only) 

NW Foundation Mortgage:  Account numbers starting with ’19 or 4’

Submit a written request on letter headed paper including:

• Mortgage account number and sort code
• Borrowers full address
• Confirmation you are acting for the borrower
• Expected completion date
• An email address for the response

Email (Preferred) with pdf attached: nwms.foundations@natwest.com

Post To: Redemptions Team
Ground Floor, Lakeside 300
Old Chapel Way, Broadland Business Park
Norwich, NR7 0WG

Please note, the above is for Natwest Foundation Mortgages only, not Ulster Bank First Active.