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Personal Portfolio Funds

We're making some changes

What's changing?

  • We’re reducing the amount of UK shares and UK investment grade bonds we hold within the Fund(s) and moving to a more global approach.
  • We will start screening investment grade bonds in line with our responsible investing policy.

Why are these changes being made?

The Funds currently invest in shares and bonds from all over the world, however to date have favoured those in the UK. The Funds will now invest more outside of the UK, which we, as investment manager, believe should help improve your long-term returns.

We believe that moving to a global approach for the Fund means investors will benefit from increased diversification. This applies both to regional and currency exposure, increasing global investment opportunities for the investment manager. Being global will also provide a reduction in the underlying future transaction costs which will be reflected in the performance of the underlying assets.

When investing in shares, we aim to apply a screening process to reduce the Fund’s exposure to companies that are not aligned with our responsible investing policy or long-term climate commitments. We’ll now also apply this approach to the investment grade bonds.

What do you need to do?

Nothing.  While these changes are important, there’s no action for you to take. 

When do the changes happen?

The changes will become effective on the following dates: 

  Fund                                                                                       Effective date

Personal Portfolio Defensive Fund

3rd July 2024

Personal Portfolio Cautious Fund

3rd July 2024

Personal Portfolio Balanced Fund

3rd July 2024

Personal Portfolio Ambitious Fund

2nd July 2024

Personal Portfolio Adventurous Fund

2nd July 2024

Help and support

Got a question? Our FAQs might have the answer.

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Responsible investing policy and exclusions policy

You can find more information on our responsible investing policy and exclusions policy on the Coutts website  and in the Fund’s prospectus, available on our Key Customer Documents page.

Speak to our team

If you'd prefer to speak to us, you can call the Help and Support team on 0345 300 3287 (Relay UK 18001 0345 300 3287).

Our lines are open Monday to Friday, from 9.30am to 5.00pm. We're closed Bank Holidays. Calls may be recorded.