NatWest bank accounts

Have we got the right bank account for you?

£150 Switch & Stay offer now live

Select account

Our 5 star rated day-to-day bank account, with no monthly fee

£150 cash back with our Switch & Stay offer.

Manage your account using our Mobile Banking app. Criteria applies.

Multiple ways to pay; Apple Pay, Google Pay and contactless Visa Debit Card. Limits apply.

No monthly fee

To apply, you need to be 18+ and a UK resident. Switch & Stay offer T&C apply. Limited time offer.

Additional bank accounts

We also offer additional bank accounts to suit your needs

Specific account eligibility criteria applies.


Earn monthly Rewards

For £2 a month you'll get:

£150 cash back with our Switch & Stay offer

£4 a month back in Rewards for 2 or more Direct Debits (at least £2 each)

£1 a month back in Rewards with 1 mobile app log in

1% back in Rewards when you spend at our partner retailers: Caffe Nero, Europcar and more

To apply, you need to be 18+ and a UK resident. To hold a Reward account, you'll need to pay £1,250 into your eligible NatWest account every month.  Switch & Stay offer T&C apply. Limited time offer.


Get uni life off to a great start

4 year tastecard

Apply for an interest free overdraft of up to £2,000 (£500 in the first term). 18+, subject to approval.

Use our mobile app to help you bank anytime, anywhere

Offer T&Cs apply. 

Child & Teen

Helping 11-17 year olds start managing their money

Pays interest on your balance

Easy to use mobile app, with added payment restrictions for peace of mind

Get your own contactless Visa debit card, works with Google Pay™ and Apple Pay. Criteria applies.

No monthly fee

Our £150 Switch & Stay offer

Switch to us to get our offer of £100, and an extra £50 if you stay. 

For new customers

To switch in, choose an eligible account from the selection above & select the option to switch in during your application.

For our existing customers

You can switch your banking to us if you already have a Select, Reward, Reward Silver, Reward Platinum or Reward Black account. Visit our Switching page to start your application to switch in or learn more.

You can also read on for more information on how the offer works.

How the offer works

Apply to Switch

Simply apply via our website or mobile app for a Select or Reward account and request to switch in an account from elsewhere during your application by 5pm on 2nd of December 2021. If your account is successfully opened we'll automatically move your existing payments and close your old current account within 7 days.

For the initial £100

Pay in at least £1,500 in total and log in to our mobile app or Online Banking by 13th January 2022. Your first £100 will be paid into your NatWest account by 11th February 2022.

For an extra £50

Once qualified for the £100 payment, make 10 eligible debit and/or credit transactions (excluding interest, fees and charges) on your account every calendar month between January & September 2022. After that we’ll give you the £50 by 30th November 2022.

Foundation account

If you've encountered difficulties with money, you may not be eligible for a number of our bank accounts and might be offered the Foundation account instead. You can't apply directly for this account. We may offer it to you if we think it's more suitable during an application for one of our other accounts.

Joint accounts

If you're looking to share your account with another, a joint bank account could make sense, and don’t worry you could still get £150 cash back with our Switch & Stay offer. T&Cs apply. Limited time offer.

For our existing customers...

If you’re a NatWest current account customer you can change your existing current account to a packaged account, and if you also switch an account in from elsewhere by 5pm on the 2nd of December 2021, you could get £150 with our Switch and Stay offer available online. Offer T&Cs apply.

Reward Silver

£10 monthly fee. Eligible for our £150 Switch & Stay offer.

Reward Platinum

£20 monthly fee. Eligible for our £150 Switch & Stay offer.

Premier Reward Black

£31 monthly fee. Eligible for our £150 Switch & Stay offer. Premier criteria applies.

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.