Buy Now Pay Later
Spread costs over four months at 0% interest.
Use for purchases over £50 (max. credit limit £1,000) with 0% interest and no fees when you repay on time.
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Buy Now Pay Later
Spread costs over four months at 0% interest.
Use for purchases over £50 (max. credit limit £1,000) with 0% interest and no fees when you repay on time.
Representative example
Representative Annual Purchase Rate (APR)
0%
Assumed credit limit
£1,000
We give a Representative APR so it’s easier for you to compare costs of using an arranged overdraft with different credit products (such as a loan or credit card).
How Buy Now Pay Later works
If you buy a new sofa for £400, you’ll pay four monthly instalments of £100.
If you buy a washing machine and a coat too, we’ll combine what you owe into one monthly Direct Debit payment.
Payment example
The table is based on the maximum £1,000 credit limit.
| | Purchase price | Instalments |
|---|---|---|
| Sofa | £400 | £100 |
| Washing machine | £200 | £50 |
| Coat | £80 | £20 |
| Total monthly payment | | £170 |
Minimum requirements
Buy Now Pay Later is a credit product. Subject to status and a full credit assessment. To apply you must be 18+, earn at least £10k per year, be a UK resident, a NatWest current account holder and must not already have NatWest Buy Now Pay Later. Mobile app required and available with compatible iOS and Android devices and a UK mobile number. Late fees apply.