Help with paying off your balance
Check out our top tips to help you reduce your overdraft debt.
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How much is your overdraft costing?
Use our cost calculator to get a breakdown of interest costs and any fees that may apply.
Repay a little extra
Minimum Payment Plus is a small, additional payment to help you avoid long-term debt. You can choose to make a one-off payment, or pay a little more than the minimum each month.
Plan ahead to repay your balance
Use our calculator to work out how long it could take to pay off your credit card.
Change your loan repayment date
Life happens and you may need to change your loan payment date. You can change it depending on how you pay (Direct Debit or standing order). Follow the link below to find out how.
Make an extra payment
You can make overpayments or additional payments to your loan at any time. An overpayment can reduce the total amount of interest you’ll pay (overpayments are subject to an early repayment charge).
You can choose if you want to reduce the term of your loan, or keep your original term and reduce your monthly payments.
Use our online form to request your additional payment illustration.
Reduce your monthly mortgage repayments
Use our mortgage rate finder tool to view our current mortgage rates and find out what your monthly payments might be if you’re looking to reduce your mortgage repayments.
Pay off your mortgage early
Letting us know what you’re looking to use the money for will help us show you more suitable borrowing options.
Your purchase is being refunded, what happens now?
When a refund is credited to your Buy Now Pay Later account, your available credit will refresh to show the amount you have available to spend.
How to add your card to Apple Pay or Google Pay
We have compiled a step-by-step guide on how to add your card to either Apple or Google play