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Know Your Credit Score
Discover Know Your Credit Score
Know Your Credit Score is free to use and available for those aged 18 and over with a UK, Channel Islands or Isle of Man address following a successful registration with TransUnion. All data is provided by TransUnion and you don’t need to be a NatWest customer.
What is Know Your Credit Score?
Powered by TransUnion, NatWest’s free credit score tool doesn’t just give you a number to focus on, it helps you understand your credit rating and how to improve it.
In Know Your Credit Score, you can:
- View your full credit report and credit score
- Learn how to improve your credit score through personalised insights
- Simulate potential changes to your credit score
- Learn more about credit scoring and how it works
Why use Know Your Credit Score?
Free to use
Get a refreshed credit score and personalised insights every 30 days
Anyone can use it
You don't have to bank with NatWest to check your credit score and credit report
Know where you stand
Get personalised tips and use helpful tools to help build your credit score
No impact to your score
You can check your credit score and report as often as you like - it doesn't affect it
Already bank with Natwest?
Good news, you're able to check your credit score for free with the NatWest mobile app.*
Tap 'find out more' to get started.
*Credit score available once opted in through the app to customers aged 18+, with a UK address and is provided by TransUnion. App available to customers aged 11+ with a compatible device and a UK or international mobile number from specific countries.
Login to Know Your Credit Score
Already registered? Click the link below to check your credit score and credit report for free.
What's a credit score?
Banks and other lenders use a credit score to help decide how likely you are to pay them back.
Your TransUnion credit score is a 3 digit sum calculated using the information in your credit report. It is TransUnion’s interpretation of how well you have managed your history with credit. Typically, a high score means you’re more likely to be accepted for credit.
Each credit reference agency has a different version of a credit score and most lenders generate their own score based on the information in your credit report and their lending criteria.
Credit scores are just one factor used in making the decision to lend money. Lenders may also look at your income and outgoings too for example.
