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Know Your Credit Score

What is Know Your Credit Score?

Powered by TransUnion, NatWest’s free credit score tool doesn’t just give you a number to focus on, it helps you understand your credit rating and how to improve it.

In Know Your Credit Score, you can:

  • View your full credit report and credit score
  • Learn how to improve your credit score through personalised insights
  • Simulate potential changes to your credit score
  • Learn more about credit scoring and how it works

Why use Know Your Credit Score?

Free to use

Get a refreshed credit score and personalised insights every 30 days

Anyone can use it

You don't have to bank with NatWest to check your credit score and credit report

Know where you stand

Get personalised tips and use helpful tools to help build your credit score

No impact to your score

You can check your credit score and report as often as you like - it doesn't affect it

Check your credit score now

New to NatWest?

Great, you don't have to be a NatWest customer to check your credit score for free. Sign up now in just four simple steps.

Already bank with Natwest?

Good news, you're able to check your credit score for free with the NatWest mobile app.*

Tap 'find out more' to get started.

Login to Know Your Credit Score

Already registered? Click the link below to check your credit score and credit report for free.

What's a credit score?

Banks and other lenders use a credit score to help decide how likely you are to pay them back.

Your TransUnion credit score is a 3 digit sum calculated using the information in your credit report. It is TransUnion’s interpretation of how well you have managed your history with credit. Typically, a high score means you’re more likely to be accepted for credit.

Each credit reference agency has a different version of a credit score and most lenders generate their own score based on the information in your credit report and their lending criteria.

Credit scores are just one factor used in making the decision to lend money. Lenders may also look at your income and outgoings too for example.

 

Share Know Your Credit Score with friends and family

If you're using your mobile, you can share this page easily with your friends and family so that they can benefit from using our free credit score service too. Have a look at the instructions for each mobile device below to find out how.

iPhone and iPad
  • Scroll on the screen so that the bar with the website address appears
  • Select the icon that looks like a box with an arrow coming out of the top
  • Select  who you would like to share Know Your Credit Score with from your contacts

Android
  • Scroll on the screen so that the bar with the website address appears
  • Select the share icon
  • Select  who you would like to share Know Your Credit Score with from your contacts