You must be a UK resident aged 18+. You can only subscribe to one cash ISA with NatWest in the current tax year up to £20,000. Tax free interest means interest payable is exempt from UK income tax. Tax reliefs referred to are those applied under current UK legislation, which may change.
Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. There is a chance you may get back less than you put in. Ensure you have safety net savings before starting to invest. Eligibility criteria, fees and charges apply.
Overlay
How does the prize draw work?
For every £50 you add to an ISA, you'll receive one entry into our prize draw. For example, if you save or invest £100, you'll be entered twice into the draw and double your chances of winning one of our cash prizes. To enter:
- Make a payment or transfer into a Fixed Rate ISA, instant access Cash ISA, Stocks and Shares ISA or Junior ISA; or
- Set up a new monthly payment or increase a current regular payment to an ISA.
- Customers with existing monthly payments into an ISA will be automatically entered for every £50.
Information Message
What could you win?
We have 111 prizes to give away:
- One lucky winner will receive £10,000
- 10 winners each get £1,000
- 100 will win £100
Information Message
Fixed Rate ISA
- Earn 4.75% AER/tax free p.a. (fixed) with 1 year term.
- Earn 4.75% AER/tax free p.a. (fixed) with 2 year term.
- Early closure charges may apply.
Information Message
No withdrawals or deposits during the term. Available to new customers until 5pm on 09 October 2026. Available to existing customers until 12 October 2026. Please note that these issues may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date.
Fixed Rate ISA
- Earn 4.75% AER/tax free p.a. (fixed) with 1 year term.
- Earn 4.75% AER/tax free p.a. (fixed) with 2 year term.
- Early closure charges may apply.
Information Message
No withdrawals or deposits during the term. Available to new customers until 5pm on 09 October 2026. Available to existing customers until 12 October 2026. Please note that these issues may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date.
Cash ISA
- Earn 1.15% / 1.14% AER / Tax free p.a. (variable) on balances of £1-24,999.
- Earn 2.45% / 2.42% AER / Tax free p.a. (variable) on balances of £25,000+ .
- Open with as little as £1 and top up on the go.
Information Message
Interest is paid monthly on your savings. Exclusively for NatWest current account customers.
Cash ISA
- Earn 1.15% / 1.14% AER / Tax free p.a. (variable) on balances of £1-24,999.
- Earn 2.45% / 2.42% AER / Tax free p.a. (variable) on balances of £25,000+ .
- Open with as little as £1 and top up on the go.
Information Message
Interest is paid monthly on your savings. Exclusively for NatWest current account customers.
Stocks and Shares ISA
- Start investing from £50.
- You could invest up to £20,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
- Choose an investment fund you’re comfortable with from five straightforward options.
Stocks and Shares ISA
- Start investing from £50.
- You could invest up to £20,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
- Choose an investment fund you’re comfortable with from five straightforward options.
Junior ISA
- We could help you invest for your child’s future.
- Start with just £50 and top-up with as little as £10.
- You have the option to invest up to £9,000 per child each tax year, with no UK Income or Capital Gains Tax on any money you make.
Junior ISA
- We could help you invest for your child’s future.
- Start with just £50 and top-up with as little as £10.
- You have the option to invest up to £9,000 per child each tax year, with no UK Income or Capital Gains Tax on any money you make.
Saving
- Savings are dependable, predictable and relatively easy to access.
- If you know you’ll need a set amount of money in the next 12 months, regularly depositing in a savings account may be the best solution.
- Savings grow over time as more money is put away and your balance earns interest.
Information Message
Investing
- If you are saving for a longer-term goal, typically five years or more, investing your money has the potential to deliver a better return. Then like a snowball effect, the potentially better gains stay invested so that they have the opportunity to grow further each year.
- Investing gives your money the chance of outperforming the rising cost of living, protecting its purchasing power against the effects of inflation.
- The value of investments can go down as well as up.
Information Message
