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New tax year, new ISA allowance.
Why wait to save tax free. Make each day count and make the most of this year's ISA allowance.
Rates up to 3.75% AER Tax-free p.a. (fixed) on balances from £1,000 if you fix your savings for 1 year with our Fixed Rate ISA. 2 year Fixed Rate ISA also available.
Or explore our instant access Cash ISA and start saving from as little as £1.
See product information below. Specific eligibility criteria and early closure charges may apply.
Digital Regular Saver
Join over 1.3 million NatWest customers* who save every month with our regular savings account.
Key info
- Instant Access
- Save between £1 - £150
- Apply online only in 5 minutes
AER/Gross p.a (variable)
Exclusively for current account customers, aged 16 and over. UK residents only.
Fixed Rate ISA
Do you have a lump sum to start saving with? And don't want to touch your savings pot for a fixed term?
Use this fixed-interest savings account to:
Save for a fixed term of 1 or 2 years
Fix your savings interest rate, so you know the amount of interest you'll get paid
Get interest paid on your savings annually
Take advantage of your tax-free savings allowance
Key info
- Tax-free interest
- Terms of 1 or 2 years
- £1,000 min. deposit
AER/Tax-free p.a. (fixed)
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in any tax year up to £20,000. Not eligible for Round Ups.
Cash ISA
Want to get tax-free interest and have instant access on your savings?
Use this savings account to:
Make the most of your tax-free savings allowance
Have instant access to your savings
Get interest paid monthly on your savings
Key info
- Instant access
- Tax-free interest on balances up to £20,000
- Start with just £1
- Apply online in 5 minutes
AER/ Tax free p.a. (variable)
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in any tax year up to £20,000. Not eligible for Round Ups.
Fixed Term Savings
Put your money away for your future with our fixed term, fixed rate savings account.
Use this savings account to:
Fix your interest rate, so you know the amount of interest you'll get paid
Have interest paid monthly on your savings, as well as at maturity
Choose a term that will suit you - for either 1 or 2 years
Key Info:
Fix your savings pot on balances between £1 - £5,000,000
Terms of 1 or 2 years
£1 min. deposit
Interest Rate
AER/Gross p.a. (fixed)
You must be 16+ and a UK resident. Early closure charges may apply. Not eligible for Round Ups.
Flexible Saver
Save on your terms with this instant access savings account - you can set aside what’s best for you.
Use this savings account to:
Save regularly, accessing your money anytime
Get interest paid monthly on your savings
Earn higher interest when saving £25,000 and over
Top up your savings with Round Ups
Exclusively for current account customers, aged 16 and over.
At a glance:
Instant access
Apply online in 5 minutes
Start with just £1
Interest rate
AER/Gross p.a (variable)
Stocks & Shares ISA
Investments made simple
Use our investment account to:
Help you meet your long term financial goals
Make the most of tax-efficient investing
Help protect your money from the effects of inflation
Key info
- Start investing from £50
- Invest up to £20,000 in the current tax year
- Low fees so you keep more of any money you make
- 5 investment funds available from defensive to adventurous
- Managed by Coutts investment managers
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
First Saver
Our children's savings account, teaching children under-16 to save for their future.
Use this savings account to:
Help children learn how to save
Earn interest on their pocket money
Top up with Round Ups
Key info
- Instant access
- Apply online in 5 minutes
- This account is to be opened by a parent/guardian in trust for a child who is under 16 years old
AER/Gross p.a. (variable)
Eligibility criteria and conditions apply.
Calculate and compare your potential savings
Calculate and compare your potential savings
Enter a few details and get an idea of what your balance could look like.
Information Message
Our calculations are done with today's interest rates - these could change in the future. The projected balances below assume you won't withdraw any money.
Applicable savings accounts:
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Saving
Savings have the advantage of being dependable, predictable and easy to access. If you know you'll need a set amount of money in the next 12 months, for example, then regularly depositing in a savings account may be the best solution. Savings will grow over time as more money is put away and interest accrues on your balance.
Information Message
Investing
If you are saving for a longer-term goal, typically five years or more, investing your money has the potential to grow your money and help protect your buying power from the effects of inflation.
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
Information Message
How to start saving
Ready to start saving and take control of your financial future? Check out our guide to discover the benefits of using a savings account, how to save regularly, and how your savings can earn you interest.
Work towards your savings goals today
Got specific financial goals but don't know where to start? We're here to help. Discover the best strategies for saving towards your goals, and get tips for staying motivated along the way. Plus, explore tools and resources that could help track your progress and achieve your savings goals faster.
Can I have a joint savings account?
Yes, we offer joint savings accounts as well. These could be a great way to save towards a joint goal with someone else. For more information see our Joint Savings Accounts page via the link below.
Manage your existing savings account
Find out how you can use our Savings Goal Tool using your mobile app as well as other top tips to help you save. You can log in and manage or close your savings account and learn about your personal savings allowance.
Round Ups
Save your spare change with Round Ups. If you want to reach your savings goals even faster, try multiplying the spare change you save - multiply by 2, 3, 4 or 5 in your app.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of NatWest are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Find out more (PDF, 3k KB) about the scheme and how it protects your money.
Investments through NatWest Invest may also be covered by the Financial Services Compensation Scheme in some scenarios. You can find out more here.