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Non Payment Accounts
Name
Balance
Until 18 January 2026
AER / Gross p.a. (variable)
From 19 January 2026
AER / Gross p.a. (variable)
Digital Regular Saver
£1 - £5,000
over £5,000
5.50% / 5.37%
1.06% / 1.05%
5.25% / 5.13%
1.00% / 1.00%
Flexible Saver
£1 - £24,999
£25,000 - £99,999
£100,000 - £249,999
£250,000+
1.06% / 1.05%
1.55% / 1.54%
1.80% / 1.79%
2.30% / 2.28%
1.00% / 1.00%
1.35% / 1.34%
1.60% / 1.59%
2.10% / 2.08%
Savings Builder
£1 - £10,000
over £10,000
1.50% / 1.49%
1.06% / 1.05%
1.25% / 1.24%
1.00% / 1.00%
Cash ISA (Tax-free)
£1 - £24,999
£25,000+
1.15% / 1.14%
2.45% / 2.42%
1.15% / 1.14%
2.45% / 2.42%
Help to Buy ISA (Tax-free)
£1+
1.85% / 1.83%
1.60% / 1.59%
Payment Accounts
Name
Balance
Until 5 March 2026
AER / Gross p.a. (variable)
From 6 March 2026
AER / Gross p.a. (variable)
First Saver
£1+
1.85% / 1.84%
1.60% / 1.59%
Adapt Account
£1+
1.85% / 1.83%
1.60% / 1.59%
First Reserve
£1+
1.06% / 1.05%
1.00% / 1.00%
Primary Savings
£1 - £24,999
£25,000 - £99,999
£100,000 - £249,999
£250,000 +
1.06% / 1.05%
1.55% / 1.54%
1.80% / 1.79%
2.30% / 2.28%
1.00% / 1.00%
1.35% / 1.34%
1.60% / 1.59%
2.10% / 2.08%
Limited Edition Saver Issue 2
£1 - £24,999
£25,000 - £99,999
£100,000 - £249,999
£250,000 - £3,000,000
1.06% / 1.05%
1.55% / 1.54%
1.80% / 1.79%
3.50% / 3.45%
1.00% / 1.00%
1.35% / 1.34%
1.60% / 1.59%
3.30% / 3.25%
Limited Edition Saver Issue 3
£1 - £49,999
£50,000 - £99,999
£100,000 - £3,000,000
1.06% / 1.05%
3.25% / 3.20%
4.00% / 3.93%
1.00% / 1.00%
3.00% / 2.96%
3.75% / 3.69%
