Remortgage calculator

NatWest mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage. The content on this page is guidance only and does not constitute advice.

See how your repayments may change

Use this calculator to find out how your mortgage repayments could change when your current mortgage deal ends.

How long you've left on your mortgage term

Our current Standard Variable Rate (SVR) is 8.24% (correct as of June 2024). Please check with your lender what their SVR is for a more accurate result.

Based on what you've told us:

Your current monthly payment is about:


Your estimated monthly payment could be:


All calculations are for illustrative purposes only. The information above is based on the details you have provided.

Explore our remortgage rates

See what your remortgage options could be in just a few clicks. Compare remortgage interest rates across various mortgage types with our handy mortgage rate finder.

How remortgaging works

When your current mortgage deal is coming to an end, it could be worth exploring your remortgage options. Otherwise, you’ll typically move onto your lender’s Standard Variable Rate (SVR) which could make your monthly payments more expensive.

There are many other reasons why a homeowner may choose to remortgage. Maybe you want to release some equity on your home, or you’d like to reduce the number of years remaining on your deal.

Whatever the reason, it is possible to remortgage at any time. But it may be best to wait until your current deal ends to avoid paying any exit fees.