Check out expert tips, ideas and inspirational stories on how to spend, save and budget when money is tight.
Times are tough – you’re not alone if you’re feeling the pressure. Discover ideas that could make you feel more in control and help your money go further. Get expert tips and find out how to access support, all in one place.
Living with the cost of living
Your money habits
Ways to be more savvy
Expert ideas and the latest tips on how to manage your money well.
Ideas for everyday living
How to live with less
People share how they’re finding fixes to living with less.
Looking after yourself
Tackle stress from money worries
Ways to help take care of your mental and emotional health.
How communities change lives
The Auchinleck Community Development Initiative is providing all sorts of help and support to its East Ayrshire community, which is helping to bring them together.
For more cost of living ideas and money-saving tips, follow us on Instagram.
Handy tools to help you
Simple, quick and practical tools that could help you manage your money.
Are you eligible for benefits?
If you’re unsure about benefits and what you may be entitled to, give Inbest’s benefits calculator a go to find out what you could claim.
Track your spending
This handy app tool might just be your new best friend. It could help you budget better and identify where you may be able to tweak things.
Work out your budget
Taking a fresh look at how much you can spend may help you feel more on top of things. And it could mean you don’t get into debt.
Book a NatWest Check-in
Sometimes, it helps to speak to an expert. A video chat with one of our friendly senior personal bankers could help you review your money situation.
Video banking calls may be recorded and service hours may apply. You’ll need a device that has a camera or webcam, and a connection to the Internet.
Our App can be used on compatible iOS and Android devices. You’ll need a UK or international mobile number in specific countries. Spending Tracker is available to customers aged 16+ who have a Personal or Premier account with us.
Worried about your energy bill?
If you’re struggling with the rising cost of energy, support is available. From grants to tailor-made payment plans, here’s what suppliers are doing to help.
Struggling with your payments?
Please tell us ASAP if you’ve missed a repayment with us or know you’re about to, or if you’re struggling to pay off your overdraft. The sooner you let us know, the sooner we can try and help sort things out.
How to get support
Cora, our digital assistant, can answer everyday banking questions 24/7 (including next steps if you want to chat about your finances). If Cora can’t help, she’ll connect you to a team member to give you the right support.
Always on-hand in the App
Tap ‘Help’, then ‘Chat to Cora’. Type ‘struggling financially’ to get the right support.
Help while Online Banking
Click ‘Chat now’ and then type ‘struggling financially’. You can choose from different support options.
Get support on our website
Click the ‘Chat to Cora’ button in the bottom right of the page to get started. Type ‘struggling financially’ to see different help options.
Online Banking available to customers aged 11+ with an eligible NatWest account.
Our App is available to customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries.
Free, independent advice
If you’re having money troubles, as well as speaking to us, you can get free, independent advice from helpful organisations and charities.