You could take advantage of our offer when you switch to one of our eligible accounts. T&Cs apply.
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The switch worth making
Switch to NatWest and you could get £150 and access to a 12 month fixed bonus rate if you open a Digital Regular Saver account.
Offer available to new and existing customers who haven't previously received a switch offer and did not hold a NatWest current account or savings account as of 17 February 2026.
How to get £150
1. Open a current account and switch to us
- Apply for a Select or Reward account and request to switch an account with another bank to us using the Current Account Switch Service by 28 May 2026.
- Your switch must be completed by 16 June 2026.
2. Within 60 days of switching
- Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours.
- Log in to our mobile app - This can be done on any device that supports the NatWest mobile banking app.
3. You're all set
When you've met these conditions, we'll pay £150 into your eligible account within 30 days.
How to unlock our bonus rate
Once you've opened your current account, you must open a Digital Regular Saver by 16 June 2026. To be eligible for the bonus rate, you need to complete your switch to us.
- 7% AER
This includes 5.25% / 5.13% AER/Gross p.a. (variable) on balances up to £5k plus a conditional bonus of 1.75% AER (fixed) for 12 months. Interest paid monthly. - 1.00% AER/Gross p.a. (variable) on balances over £5,000.
There’s no need to wait for your £150 incentive to be paid.
Why choose a Digital Regular Saver?
- Save between £1 and £150 each month - you're in control.
- Instant access to your savings whenever you need them.
- Perfect for building regular savings habits, whether you're starting small or levelling up your savings goals.
Helping you switch bank accounts
There are plenty of reasons to switch your bank account. You may be looking for introductory offers or improved customer service.
If you're switching your current account to NatWest, we'll do the hard work for you and you'll barely need to lift a finger:
- Transfer your balance and payments automatically to your new bank account.
- Have everything transferred within 7 days using the Current Account Switch Service.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Days 1 and 2: Choose your switching date
This usually needs to be a working day. The Current Account Switch Service will then contact your old bank. They’ll confirm if the bank account switch can go ahead.
Day 3: Your new bank account will be set up
Existing payments, like your salary and bills, are moved across when switching bank accounts. So, you won’t need to worry about rearranging Direct Debits or standing orders yourself.
Days 6 and 7: We’ll transfer your bank account balance
We’ll talk to your old bank and on day 7, your balance will be transferred to the new account. Your old account will be closed. We’ll let you know that your bank account switch is complete.
- This service is only available to switch current accounts. Any other products you have with your old bank won’t be moved at the same time.
- Over 50 UK banks and building societies have signed up to the Current Account Switch Service. You can check if your existing bank provider is a participant.
- If your old bank is not part of the Current Account Switch Service, find out what you can do on our ways to switch support page.
- You won’t be eligible for our switching incentives if your old bank isn’t part of the Current Account Switch Service.
- Direct Debits and standing orders won’t appear on your account until the first payment has been taken.
- For more information on how to switch bank account, read A Guide to Switching Current Accounts (PDF, 3MB).
Do you bank with NatWest?
Select bank account
Our 5-star rated everyday bank account
- Eligible for our Switch offer.
- Free of monthly fees.
- Access to our most popular account.
- Quick to set up and easy to use.
- Our Select account received 5-star product ratings from the MoneyFacts and Defaqto experts for 2026.
Information Message
Must be 18+ and a UK resident to apply.
Reward bank account
The one that gets your money working for you
- Eligible for our Switch offer.
- Get rewarded for everyday banking.
- Earn Rewards for spending with our partners.
- All this for only £2 a month.
- 5-star rated by Defaqto in 2026.
Information Message
To apply, you need to be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month. You can only hold a maximum of 1 Reward account in your name, and 1 joint names.
Premier accounts
An exclusive service with a range of bank accounts to choose from
- One-to-one support for more complex financial decisions.
- 24/7 help, online or over the phone.
- Minimum income, borrowings or savings required.
Information Message
Must be 18+ and a UK resident to apply. Premier Banking criteria applies. Fees may apply.
