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Current account switch

Switch a bank account to NatWest today

You could take advantage of our Switch & Save offer when you switch to one our eligible accounts. T&Cs apply.

Current account switch service guarantee logo

Switch & Save: Unlock our Limited Edition Saver account when you switch to NatWest

Apply online or via our mobile app to switch your current account held elsewhere into an eligible Select or Reward account by 6 January 2026.
 

Use the Current Account Switch Service and you could unlock our 12 month Limited Edition Saver account which offers fixed bonus interest rates on balances over £50,000.

Offer available to new and existing customers who do not hold a NatWest current account or savings account as of 18 November 2025.

Limited Edition Saver interest rates

AER / Gross p.a. (variable)
 

4.00% / 3.97% 
Balances between £100k - £3m

(includes 2.25% / 2.23% AER / Gross p.a. (fixed) 12 month bonus).
 

3.25% / 3.20%
Balances between £50k - £99,999

(includes 1.50% / 1.49% AER / Gross p.a. (fixed) 12 month bonus).
 

1.06% / 1.05%
Balances up to £49,999

Information Message

1. Switch to us

Open a current account with us  

Apply for an eligible Select or Reward account and request to switch your bank account to us using the Current Account Switch Service by 06 January 2026.

Your switch to us must be completed by 21 January 2026.

Information Message

2. Switch complete

Wait to receive the offer email from us

Once your switch to us is complete, we'll send you an email with a link to open a Limited Edition Saver account. This will arrive between 02 December and 21 January 2026.

You'll have until 23 January 2026 to apply for a Limited Edition Saver via our mobile app.

Information Message

3. You're all set

Fund your account
Once you've opened your Limited Edition Saver and funded your account, you'll immediately start benefiting from the interest rates.

Information Message

Information Message

Specific account eligibility criteria & conditions apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. Offer can be withdrawn or amended at any time due to limited availability. If you previously held a NatWest current account or savings account, you may still qualify, provided you did not hold one as of 18 November 2025. You are not eligible for this offer if you're switching a current account from NatWest Group (Royal Bank or Ulster Bank NI). Joint accounts are not eligible for this offer.

Helping you switch bank accounts

There are plenty of reasons to switch your bank account. You may be looking for introductory offers or improved customer service.

If you're switching your current account to NatWest, we'll do the hard work for you and you'll barely need to lift a finger:

  • Transfer your balance and payments automatically to your new bank account.
  • Have everything transferred within 7 days using the Current Account Switch Service.

Why make a bank account switch to NatWest?

Compared our range of current accounts? After successfully switching bank accounts to us, you can:

Track your spending and budgets

Use the mobile app to pinpoint your spending hotspots and see a personalised view of what you’ve spent, and how you’re doing against various budgets you have set for the month. Just go to the ‘Highlights’ tab for spending.

Criteria apply.

Explore our mobile app

Earn interest on your savings, from as little as £1

After switching bank account, you can also explore different savings accounts available to NatWest customers.

Account eligibility criteria apply.

Save using Round Ups

Each time you use your debit card or make a contactless payment, you could round up the amount to the nearest pound and send the spare change to your savings account.

To start saving using Round Ups, you’ll need an eligible instant access savings account.

Criteria apply.

Get started with Round Ups

Get Rooster Money for kids

NatWest customers can subscribe to Rooster Money fee-free. There’s usually a £19.99 a year subscription fee. Rooster Money is an account for children aged 6-17.

Eligibility criteria apply.

Other fees may apply.

Learn more about Rooster Money

How long does it take to switch bank accounts?

You can often switch a bank account in 7 working days. Here’s how the process works:

Days 1 and 2: Choose your switching date

This usually needs to be a working day. The Current Account Switch Service will then contact your old bank. They’ll confirm if the bank account switch can go ahead.

Day 3: Your new bank account will be set up

Existing payments, like your salary and bills, are moved across when switching bank accounts. So, you won’t need to worry about rearranging Direct Debits or standing orders yourself.

Days 6 and 7: We’ll transfer your bank account balance

We’ll talk to your old bank and on day 7, your balance will be transferred to the new account. Your old account will be closed. We’ll let you know that your bank account switch is complete.

How to get our Switch & Save offer

Whether you’re a new or existing customer, it’s easy to switch bank accounts to us. Here’s how to get started, with or without a NatWest account.

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What is the Current Account Switch Service, and how does it work?

The Current Account Switch Service is an independent service that helps seamlessly move your bank account from one provider to another. It aims to make switching current accounts a smooth and reliable process, no matter which bank you are switching to and from.

What are my bank account switching options?

Changing bank accounts doesn’t have to involve a complete switchover from one provider to another. In fact, it’s possible to make partial switches too.

Here’s a quick look at the main differences between a full and partial bank account switch.

Wide range of bank accounts

We offer plenty of options when switching a bank account. Check out our full range of bank accounts.

Switching bank accounts – FAQs

Switch & Save offer FAQs