Buy to Let mortgages

To apply for a Buy to Let mortgage with NatWest, you must meet the following criteria:

• You're aged 18 or over and a UK resident or have the permanent right to reside in the UK.
• You have/will have less than four Buy to Let or consent to let properties with a mortgage. This includes the property that you're purchasing or remortgaging and excludes any residential mortgages.
• You have at least 25% of the purchase price of the property as a deposit.
  
• It's a UK property worth at least £50,000 and has the minimum EPC rating required depending on its location.
• You're borrowing at least £25,000 over a minimum of 3 years and a maximum of 35 years.
• Your total aggregated borrowing with NatWest group brands will be less than £3.5 million.

We won't consider multiple tenancies, Homes of Multiple Occupancy (HMO), bedsits, ‘Related Person’ tenancies, properties that fall under a selective licensing scheme or properties that will be used as a holiday home or holiday let.

You cannot apply for a Buy to Let mortgage with us if you do not meet the above criteria.