Borrowing more

Borrow more on your NatWest mortgage

Thinking of borrowing more on your NatWest mortgage?

Did you know that if you have a residential mortgage with us, in some circumstances, you could borrow up to 90% of the value of your home?

You could borrow extra on your mortgage for:

Home improvements

New and used cars

A dream holiday



We may also be able to help you with additional borrowing for other purposes. Talk to us about your specific needs.

Where there is a consent to let on the property, borrowing is restricted to home improvements, raising equity to buy another property or buying out an existing holder/partner.

Things to consider when borrowing more on your mortgage

  1. 01

    Applications for additional borrowing are subject to the loan to value and must meet our current lending requirements, which include being resident in the UK.

  2. 02

    Minimum amount is £10,000. (A personal loan could be an option if you need less)

  3. 03

    Minimum term 3 years - maximum term 35 years (maximum age 70)

  4. 04

    Additional borrowing is available on a capital and interest repayment basis. 

  5. 05

    If you would like an agreement in principle please have your monthly income and commitments to hand.

Contact our Mortgage Team

By calling us


0345 835 0802

Relay UK:

18001 0345 835 0802 

Lines are open:

8am - 6pm (Mon - Fri)

9am - 4pm (Sat)

Closed (Sun)

Except bank holidays.

Something else we can help you with?