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Try our Loan Calculator

How much could you borrow? And what could it cost you? Have a play with our loan calculator to get an idea. 

Get an instant estimate with no impact to your credit score

How much do you want to borrow?

Representative APRtool:

3.9

Over how long?

Enter an amount. Months must be set to 0 or 6 months

Monthly cost:

£137.55

Representative Example

Borrowing

£7,500

Over

0 months 0 months

Monthly repayments

£137.55

Total to repay

£8,253.00

Representative APRAPR

3.9

Interest rate p.a. (fixed)Interest rate

3.9

This calculator shows you an example. Your actual interest rate might be different – it depends on your circumstances, how much you borrow, and how long for. However much you borrow, we won’t offer you a rate over 29.9% p.a. (fixed).

Let's start with a quote...

Please take your time to read this page and decide if a loan is right for you. Unsure? Try our borrowing options tool. 

We'll start with a quote -  this won't hurt your credit score.

At the start of your application, we'll say if you could get a loan and what it could cost. It’s then up to you if you want to go ahead.

To apply online, you'll need to:

  • Be 18+ and a UK resident.
  • Not have been declared bankrupt in the last six years.
  • Not have applied for a loan with us in the last 28 days.

Subject to approval, existing customers could borrow up to £50k if applying via our app, Telephone or Online Banking. New customers up to £35k.

 

Okay? Here's a bit more to read:

See how much you could borrow...

Are you applying on your own?

Great, let's see if you could get your loan...

A quick heads-up before you start...

To apply for a joint loan applicants must both:

  • Be 18+ and a UK resident.
  • Have your own mobile number and email address.
  • Have had a NatWest current account for 3 months+.
  • Not have been declared bankrupt in the last 6 years.
  • Not have applied for a loan in the last 28 days.

Are you applying first? You'll need to know:

  • Both your addresses.
  • Both your incomes and outgoings (how much you spend).