Representative Example
Overlay
Want low rates and to save money abroad?
- Low interest rates – which could save you money.
- No foreign transaction fees – on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- No annual fee – you won't pay a fee each year to have this card.
- No balance transfer fees - and a low interest rate of just 12.9% p.a. (variable) when you transfer a balance from another card.
It could be cheaper to transfer a balance (move debt) to one of our other cards. You can transfer a balance from most credit cards or store cards. You can’t transfer from NatWest Group credit cards. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
You must be a UK resident, aged 18+ and earn £10k+ each year.
Representative APR (variable):
12.9%
Assumed credit limit:
£1,200
Purchase rate:
12.9% p.a. (variable)
Annual fee:
£0
Your actual credit limit and APR may vary depending on our credit assessment of you. You may receive higher than our standard purchase rate of 12.9% p.a. (variable) up to 18.9% p.a. (variable) upon application. For info on how we charge interest on fees and charges, read our terms and conditions, or see our summary box.
Want low rates and to save money abroad?
- Low interest rates – which could save you money.
- No foreign transaction fees – on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- No annual fee – you won't pay a fee each year to have this card.
- No balance transfer fees - and a low interest rate of just 12.9% p.a. (variable) when you transfer a balance from another card.
It could be cheaper to transfer a balance (move debt) to one of our other cards. You can transfer a balance from most credit cards or store cards. You can’t transfer from NatWest Group credit cards. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
You must be a UK resident, aged 18+ and earn £10k+ each year.
Representative Example
Representative APR (variable):
12.9%
Assumed credit limit:
£1,200
Purchase rate:
12.9% p.a. (variable)
Annual fee:
£0
Your actual credit limit and APR may vary depending on our credit assessment of you. You may receive higher than our standard purchase rate of 12.9% p.a. (variable) up to 18.9% p.a. (variable) upon application. For info on how we charge interest on fees and charges, read our terms and conditions, or see our summary box.
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Ready to apply? Okay, let's start by checking your eligibility...
Please take your time to read this page and decide if this card is right for you. Unsure? Try our borrowing options tool.
We'll start by checking your eligibility – this won't hurt your credit score
At the start of your application, we'll say if you could get this card and what it could cost you. It’s then up to you if you want to go ahead.
To apply for a credit card, you must:
- Be 18+, live in the UK and earn 10k+ each year.
- Not have been bankrupt in the last 6 years. (Got a joint account? They must not have been bankrupt in the last 6 years either.)
All good? Here's a bit more info: