Start investing with a minimum of £50
Choose from 5 investment options based on the risk level you're happy with
Your money is managed by Coutts investment experts
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Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. There is a chance you may get back less than you put in. Ensure you have safety net savings before starting to invest. Eligibility criteria, fees and charges apply.
Your next chance to win £10,000 or one of over 100 other cash prizes
- Set up a monthly investment of £50 into any NatWest Invest account; or
- Increase your existing monthly investment by £50
For a chance to win first prize of £10,000, 10 prizes of £1,000 and 100 of £100. Enter by 5pm on 11th January 2026.
T&Cs, fees and charges apply.
What is a Stocks and Shares ISA?
A Stocks and Shares ISA is a type of investment ISA that allows you to invest without paying UK Income Tax or Capital Gains Tax on any money you make on the investments.
You can add up to £20,000 each tax year. You can use this total limit of £20,000 across Cash ISAs and Stocks and Shares ISAs.
Our Stocks and Shares ISA is endorsed as Which? Great Value.
Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.
Why invest in our Stocks and Shares ISA?
How investing with us works
- Choose which of our five ready-made investment funds you want to invest your money in. These range from low to high risk.
- Answer a few questions and start investing from £50.
Your investments are protected
Eligible investments with us are protected up to a total of £85,000 by The Financial Services Compensation Scheme (FSCS). This means if NatWest were to cease trading, your money is protected.
This doesn’t include losses made as a result of investing.
1. Five ready-made funds
2. Have you invested before?
3. Choose the investment account
Amount invested
£0
Likely return
£0
If your investment performs worse
£0
If your investment performs better
£0
These forecasts show what you could get back in different market conditions and aren’t a guarantee of a set return. The value of investments can fall as well as rise, and you may not get back the full amount you invest. More about your forecast.
Transfer an existing ISA to NatWest Invest
Log in to NatWest Invest using either the NatWest mobile app or your online banking details.
In the Stocks and Shares ISA section, choose the option to 'Transfer an ISA'. You’ll need the account details of your current ISA provider to hand.
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Already used your ISA allowance?
If you’ve already used your £20,000 ISA allowance for this tax year, you could consider our General Investment Account.
UK Income and Capital Gains Tax applies.
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Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.
Understanding investing
What’s the difference between saving and investing, when is it a good time to invest and other burning questions are answered in our investment insights.
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Learn more about ISAs
For all the ins and outs about ISAs, including how it works, tax thresholds, and what to consider before investing, have a look at our ISA guide.
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Your top questions on Stocks and Shares ISAs answered
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