Explore how much your child's money could grow when you invest in a Junior Stocks and Shares ISA with us.
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Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. Eligibility criteria, fees and charges apply.
How our investment forecast calculator works
Use our calculator to see the potential value of an investment by the time you stop investing.
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The calculator will then show you how the value of the investment could change over time. The results of this calculator aren't a guarantee of a set return.
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01
Choose an investment risk level you're comfortable with.
- 02
Enter how much you’d like to start investing with and how much you can add each month.
- 03
Tell us your child's date of birth.
1. Five ready-made funds
Find out about our five funds in more detail below.
2. Have you invested before?
Amount invested
£0
Likely return
£0
If your investment performs worse
£0
If your investment performs better
£0
These forecasts show what you could get back in different market conditions and aren’t a guarantee of a set return. The value of investments can fall as well as rise, and you may not get back the full amount you invest. More about your forecast.
Invest or save with us
Start investing from £50
- A Junior ISA might be the right investment for you if you are looking for a tax-efficient way to save for your child. Here are some of the benefits and things you should consider about Junior ISAs:
- No UK Income or Capital Gains Tax to be paid.
- The Junior ISA allowance is £9,000 per child for the current tax year.
- Invest an initial lump sum from £50, or set up a regular monthly contribution from just £10.
- Top up any time from £10.
To apply for a Junior ISA you need to be a NatWest customer with Online Banking, aged 18 - 84 and a UK resident for tax purposes. You must be the parent or legal guardian for a child who is aged 13 and under.
Find the right savings account for you
- From flexible instant access accounts, tax-free ISAs or children's savings.
- Eligibility criteria and conditions apply.
Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.
Your investments are protected
Eligible investments with us are protected up to a total of £85,000 by The Financial Services Compensation Scheme (FSCS). This means if NatWest were to cease trading, your money is protected.
This doesn’t include losses made as a result of investing.
Understanding investing
What’s the difference between saving and investing, when is it a good time to invest and other burning questions are answered in our investment insights.
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Learn more about ISAs
For all the ins and outs about ISAs, including how it works, tax thresholds, and what to consider before investing, have a look at our ISA guide.
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