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Business: Cost of Living support

Need to reduce your energy costs?

  • Find out more on the actions you could take to reduce costs.
  • We've partnered with UK companies that could help provide solutions to reduce costs and help you become more sustainable.

Terms, conditions and eligibility criteria apply.

Is your business dealing with late payments?

Through our partnership with the Federation of Small Businesses, you can access free independent support, information and webinars.

Membership fees may apply for other services.

Unsure where to start?

If you don’t know what support you might need, don’t worry.

Answer two questions about your business and your concerns, and we’ll try to help point you in the right direction.

Describe your business
What are you most concerned about?

The cost of energy and fuel

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

**We've partnered with Octopus to provide you with a renewable tariff. Receive £100 credit and a smart meter as part of the initiative. Eligibility criteria apply. The Business Tariff is for existing banked customers that are Limited Companies or Partnerships. It's not open to sole traders or existing Octopus Energy customers. It's subject to application, and customers signing up to Octopus terms and conditions. Regional exclusions apply.

 

Further support you could access:

 

Supply chain disruption

Some actions you could take now:

 

 

Further support you could access:

 

 

*Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Rising interest rates or cashflow pressures

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

 

Further support you could access:

 

What are you most concerned about?

The cost of energy and fuel

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

**We've partnered with Octopus to provide you with a renewable tariff. Receive £100 credit and a smart meter as part of the initiative. Eligibility criteria apply. The Business Tariff is for existing banked customers that are Limited Companies or Partnerships. It's not open to sole traders or existing Octopus Energy customers. It's subject to application, and customers signing up to Octopus terms and conditions. Regional exclusions apply.

 

Further support you could access:

 

Supply chain disruption

Some actions you could take now:

 

 

Further support you could access:

 

 

*Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Rising interest rates or cashflow pressures

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

 

Further support you could access:

 

What are you most concerned about?

The cost of energy and fuel

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

**We've partnered with Octopus to provide you with a renewable tariff. Receive £100 credit and a smart meter as part of the initiative. Eligibility criteria apply. The Business Tariff is for existing banked customers that are Limited Companies or Partnerships. It's not open to sole traders or existing Octopus Energy customers. It's subject to application, and customers signing up to Octopus terms and conditions. Regional exclusions apply.

 

Further support you could access:

 

Supply chain disruption

Some actions you could take now:

 

 

Further support you could access:

 

 

*Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Rising interest rates or cashflow pressures

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

 

Further support you could access:

 

What are you most concerned about?

The cost of energy and fuel

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

**We've partnered with Octopus to provide you with a renewable tariff. Receive £100 credit and a smart meter as part of the initiative. Eligibility criteria apply. The Business Tariff is for existing banked customers that are Limited Companies or Partnerships. It's not open to sole traders or existing Octopus Energy customers. It's subject to application, and customers signing up to Octopus terms and conditions. Regional exclusions apply.

 

Further support you could access:

 

Supply chain disruption

Some actions you could take now:

 

 

Further support you could access:

 

 

*Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Rising interest rates or cashflow pressures

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

 

Further support you could access:

 

What are you most concerned about?

The cost of energy and fuel

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

**We've partnered with Octopus to provide you with a renewable tariff. Receive £100 credit and a smart meter as part of the initiative. Eligibility criteria apply. The Business Tariff is for existing banked customers that are Limited Companies or Partnerships. It's not open to sole traders or existing Octopus Energy customers. It's subject to application, and customers signing up to Octopus terms and conditions. Regional exclusions apply.

 

Further support you could access:

 

Supply chain disruption

Some actions you could take now:

 

 

Further support you could access:

 

 

*Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Rising interest rates or cashflow pressures

Some actions you could take now:

 

*Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Terms apply.

 

Further support you could access:

 

Cost of living insights, help and tips

Expert views

Our insights hub brings you up-to-date economy news. There's also podcasts, tips and interviews where you can learn from other businesses.

Ways to save

Learn about some changes you could make to help reduce your energy bills. Taking small steps today could help save you money in the long term.

Sector help

We're committed to support you whatever field you're in. Our teams of local and sector experts could help you plan so you're ready to face any challenge.

Build it better

See what creative and sustainable changes your business could make to weather the storm, with Business Builder's latest free module.

How we can support you

As a small to medium size business owner, we've got options to help you manage rising costs. Chat with an expert, use our tools, and find ways you could save.

Use your free accounting software

Get in-depth insight into your business’s financial health by using FreeAgent. It's free with your NatWest business current account, for as long as you hold it.

Specific account eligibility applies.

Manage card spending

If you have a NatWest credit card you can track and manage your business spending with our ClearSpend app. It’s free and available on web and mobile app.

Business credit cards: Eligibility and fees may apply.

Get ahead with Business Builder

Business Builder gives you access to free tools and resources to help support you business with the cost of living crisis, along with a community of like-minded people. 

Track your carbon usage

Use our free Carbon Planner app to measure your carbon footprint, identify potential savings, and get a tailored plan so you could start reducing your emissions.

Support your workforce

Your people will be feeling the pressure of rising costs too. Explore ways you can develop and motivate your team and support them through the current crisis.

Is your business struggling?

If you’re struggling, we’ll do all we can to help. You can contact us about any problems you’re having by clicking the 'Chat to Cora’ button on the right of this page.

If you have a relationship manager, it’s best to contact them directly for support.

Steps you could take

Finance: Security and/or guarantee may be required. Product fees may apply. Over 18s only. Subject to status, business use only. 

Tyl by NatWest:New Tyl by NatWest customers only. Minimum 12- month contract. After 3 months standard hire fees per device will apply. Early cancellation fees may apply. Additional fees may apply for data usage or app downloads. Eligibility criteria, terms, conditions and fees apply.

Find the right finance for your business

Whether you’re looking for a small business loan to buy stock or a larger loan to expand your assets, we have a variety of fixed and variable options to suit your  needs.

Criteria apply.

Take payments with Tyl

With 3 months free card machine hire* and next day settlement as standard you could reduce your bills with our card payment provider Tyl by NatWest.

*Tyl eligibility criteria, terms, conditions and fees apply.

 

Everyday ways to save

Cut costs and save time by changing your everyday business banking habits. From encouraging your customers to pay digitally to planning bulk payments, small changes could make a difference.

Switch to greener options

Reducing your carbon impact and switching to more sustainable business solutions could have a positive impact on the planet – and help cut your business costs. We have services and tools that could support your transition.

Get in touch

Chat with us online

The quickest way to get in touch with us is via Cora, our digital assistant. Cora can also connect you to our webchat teams.

24/7 secure messaging

If you're logged in to Online Banking or our mobile app, you can use 24/7 secure messaging. Online Banking & app criteria apply.

Business WhatsApp

Chat with us securely on WhatsApp.

Telephone support

For business banking support, or if you're in financial difficulty, you can call our team.