Fixed and Variable Rate Loans

Why get our Fixed or Variable rate loan?

Balance scales for fixed interest

Flexible borrowing

Borrow from £25,001 to £10m on a fixed interest rate, with no upper limit on a variable interest rate

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Variable interest rate

No early repayment fees

With our fixed and variable rate loans you won't pay any early repayment or closure fees.* 

Eligibility Criteria applies.

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Tailored support

Enquire online and you'll get a callback to talk through solutions tailored for you.

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What is a Fixed Rate Loan?

With a fixed rate loan the interest rate stays the same through out the loan so you always know how much you'll pay back.

  • The stability of a fixed rate makes it easy to manage your cash flow and business costs
  • The rate you pay depends on your individual circumstances
  • Repayment terms up to 25 years

Fixed Rate Loan Fact Sheet (PDF, 968KB)

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What is a Variable Rate Loan?

With a variable rate loan, the interest rate may vary as it changes in line with the NatWest bank base rate.

  • As a more flexible option, your monthly repayments may go up and down
  • The interest rate under our variable rate loan varies in accordance with the NatWest Bank base rate
  • The rate you pay depends on your individual circumstances
  • Repayment terms up to 25 years

Variable Rate Loan Fact Sheet (PDF, 960 KB)

Ready to enquire?

Enquire online in a few steps

Simply tell us about you, your business, how much you'd like to borrow, and we'll be in touch to talk through possible solutions tailored specifically to you.

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Speak to our team

Discuss your needs with our dedicated team. If you have a Relationship Manager, you can always contact them directly.

Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays). 

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Your top questions answered

Want to find out more? Here's how we can help

Explore all our business loan options

We have a range of borrowing options that could suit your situation, including Business Overdrafts.

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Invest in commercial premises

As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.

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Start building your dream today

Apply for a business loan with your Online Banking details in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.

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Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Something else we can help you with?