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Save for your business' future and access funds anytime

Business Reserve

Access your funds anytime and earn interest when you save

Whether you're saving for bills, equipment or business expansion - our savings account lets you earn interest and have instant access to your funds.

Access to your business savings instantly 

Make as many withdrawals as you need without penalties 

Earn interest daily on your savings and receive it on the last business day of every month 

Only available to businesses registered in England, Scotland and Wales

Interest Rates

Amount

£0-£999,999
£1m - £9,999,999
£10m+

AER %

1.46
1.71
1.92

Gross Rate % p.a.

1.45
1.70
1.90

Rate effective from

15th August 2023
15th August 2023
15th August 2023
Interest rates are subject to variation. Gross Rate - the interest rate you are paid without the deduction of UK income tax. Annual Equivalent rate (AER) - this is a notional rate of interest used for interest bearing accounts, which illustrates the rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
You can view historical rates on our previous interest rates page

More information

Please take some time to review the important information

Business Reserve fact sheet (PDF, 968 KB)

Business Reserve information sheet (PDF, 725 KB)

Still got questions?

I want to apply

Great, thanks for choosing our Business Reserve Account. Let's get started...

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Is your business turnover...
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Are you a new or existing customer?
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Ready to apply or prefer to discuss your options?
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Arrange a callback

Submit our Savings Account Enquiry Form to arrange convenient date and time for us to give you a call. We'll go through the details of your business and complete your application on the call.

We're currently experiencing higher volumes than usual, so if we can't call you at your requested time and date we'll call you within 72 hours of receiving your request.

Please note:

  • If your business is a Trust, LLP, Mutual/Society, Scottish Partnership or Parish Council, we might need extra time to call you.
  • If you're opening a savings account for a charity, club, or society, at least one of the parties named in the application must be an existing NatWest customer.
  • If your business is based in Scotland and you don't currently hold an existing NatWest business or personal account, please apply with Royal Bank of Scotland or give us a call on 0345 600 2230.

 

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Give us a call

Our team are available to discuss the savings options available for your business. 

Give us a call on 0345 711 4477 between Monday - Friday 9am - 5pm GMT (excluding Bank Holidays).

Previous
OK, so you're an existing customer. Is the account for...
Previous
Next
Ready to apply or prefer to discuss your options?
Previous
Next

Arrange a callback

Submit our Savings Account Enquiry Form to arrange convenient date and time for us to give you a call. We'll go through the details of your business and complete your application on the call.

We're currently experiencing higher volumes than usual, so if we can't call you at your requested time and date we'll call you within 72 hours of receiving your request.

Please note:

  • If your business is a Trust, LLP, Mutual/Society, Scottish Partnership or Parish Council, we might need extra time to call you.
  • If you're opening a savings account for a charity, club, or society, at least one of the parties named in the application must be an existing NatWest customer.
  • If your business is based in Scotland and you don't currently hold an existing NatWest business or personal account, please apply with Royal Bank of Scotland or give us a call on 0345 600 2230.

 

Previous

Give us a call

Our team are available to discuss the savings options available for your business.

Give us a call on 0345 711 4477 between Monday - Friday 9am - 5pm GMT (excluding Bank Holidays).

Previous
Will the account be used to hold money on behalf of a 3rd party?
A third party would be one or more people and/or entities that are not connected to the running or ownership of the entity that is opening the additional account.
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Please apply for a Client Deposit Manager account

Click for more info and apply

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Please take some time to review the important info

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and have acknowledged our important documents.

Previous
Next
I have reviewed, and printed/or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet.
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Next

Thanks! Looks like you’re all set and ready to begin

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Please ensure you have reviewed, and printed or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet

Previous
Are you a new or existing customer?
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Next

Apply by telephone

Because you don't have an existing business account with us, you'll need to apply over the phone. 

Call:  0345 030 3582

Relay UK Service: 18001 0345 030 3582

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Previous
OK, so you're an existing customer. Is the account for...
Previous
Next

Apply by telephone

Because you don't have an existing business account with us, you'll need to apply over the phone. 

Call: 0345 711 4477

Relay UK Service: 18001 0345 711 4477

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Previous
Will the account be used to hold money on behalf of a 3rd party?
A third party would be one or more people and/or entities that are not connected to the running or ownership of the entity that is opening the additional account.
Previous
Next

Please apply for a Client Deposit Manager account

Click to view and apply

Previous

Please take some time to review the important info

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and have acknowledged our important documents.

Previous
Next
I have reviewed, and printed/or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet.
Previous
Next

Thanks! Looks like you’re all set and ready to begin

To complete your application, please use the form provided below and follow the relevant instructions. 

You can download the PDF form below to open additional accounts for businesses that we already hold accounts for.

To download the form:

  • Download Adobe Acrobat Reader (free download)
  • Right-click the link below and select 'save as' to download it to your computer (not a phone or tablet)
  • Right-click the form in its saved location and select 'Open with Adobe Acrobat Reader’

Download additional account form (PDF)  

(The form will not open in your browser. Please follow the instructions above.)

Please return the completed form to your dedicated service team. If you do not know who this is, send it here.

If you need support, click ‘Chat now’ and we’ll help with your query and connect you to the right team.

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Please ensure you have reviewed, and printed or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet

Previous

Something else we can help you with?