Real Estate Finance

Residential Property Development Loan

Property development finance for residential developers

Our Real Estate Finance Development Loan is designed for those who would like to build a property for either residential or commercial purposes.

Minimum borrowing amount of £50,000, subject to approval

Variable rate of interest - if the NatWest Bank base rate increases, your repayments will also increase with a Variable interest rate loan.

Loan terms up to 3 years on an interest-only basis

You can repay your loan with no early redemption charges, conditions apply

A professional valuation will be required

Real Estate Finance Development Loan Fact Sheet (PDF, 0.7MB)

Residential Development Loan in detail...

Loan features

Borrow from £50,000

Access funding for the entire project asset value.

3 year loan term

Pay us the money back over a term of up to 3 years.

Variable Interest Rate

If the NatWest Bank base rate increases, your repayments will also increase

No redemption charge

You can repay your loan early, in full or in part, with no redemption charges.

Tranche drawdowns

Receive the loan funds as the project build progresses.

Valuation and Monitoring Surveyor fee

A professional valuation and IMS fee will usually be charged.

Arrangement fee and Security fee

An arrangement fee and security fee will usually be charged when the loan is arranged.

Exit fee

An exit fee will usually be charged when the loan is repaid.

How it works

Created with Sketch.

Get started

Speak to your Relationship Manager or enquire online to request a call back.
Created with Sketch.


We’ll provide a quote and collect any further details required for your application.
Created with Sketch.


Once you've applied, we'll discuss the outcome, agree terms and next steps.
Created with Sketch.

Money in Account

Once any conditions are satisfied, we will confirm that funds have been paid out.

Useful info about our Residential Property Development Loan

Get in touch to request a call back

Are you a...

Request a call back

If you have a Relationship Manager, speak to them to discuss your needs.

Or, simply tell us a little about your business and we’ll be in touch to talk through possible solutions tailored specifically to you.

Due to current high demand, it may take a little longer to process your enquiry.

Note: this is not an online application form.

New business customer

We are here to help, there is support available and we want to get it to those who need it, but with unprecedented demand in the first instance we are processing applications from our existing customers.  You may be able to access support more quickly by contacting your current bank.

If they are unable to assist; a list of accredited providers is also available on the British Business Bank website.

Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 300 0350

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Additional lending for your business

Residential Property Investment

Our Residential Property Investment Loan is designed for those who are wishing to invest in a property that will be let to a third party.

NatWest Commercial Mortgage

Owning your own premises could be a great way of growing your business without the constraints of renting.

Loans and finance options

See our range of loans and finance options. From flexible every day lending, to innovative alternative funding solutions.

Something else we can help you with?