Other ways to borrow money
We have a range of borrowing options that could suit your situation, including a Commercial Mortgage and Business Overdrafts.
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Real Estate Finance
Residential Property Development Loan
On this page:
Property development finance for residential developers
Our Real Estate Finance Development Loan is designed for those who would like to build a property for either residential or commercial purposes.
Minimum borrowing amount of £50,000, subject to approval
Variable rate of interest - if the NatWest Bank base rate increases, your repayments will also increase with a Variable interest rate loan.
Loan terms up to 3 years on an interest-only basis
You can repay your loan with no early redemption charges, conditions apply
A professional valuation will be required
Real Estate Finance Development Loan Fact Sheet (PDF, 0.7MB)
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Residential Development Loan in detail...
Loan features OpenClose
Borrow from £50,000
Access funding for the entire project asset value.
3 year loan term
Pay us the money back over a term of up to 3 years.
Variable Interest Rate
If the NatWest Bank base rate increases, your repayments will also increase
No redemption charge
You can repay your loan early, in full or in part, with no redemption charges.
Tranche drawdowns
Receive the loan funds as the project build progresses.
Fees OpenClose
Valuation and Monitoring Surveyor fee
A professional valuation and IMS fee will usually be charged.
Arrangement fee and Security fee
An arrangement fee and security fee will usually be charged when the loan is arranged.
Exit fee
An exit fee will usually be charged when the loan is repaid.
How it works
Get started
Speak to your Relationship Manager or enquire online to request a call back.
Apply
We’ll provide a quote and collect any further details required for your application.
Outcome
Once you've applied, we'll discuss the outcome, agree terms and next steps.
Money in Account
Once any conditions are satisfied, we will confirm that funds have been paid out.
Useful info about our Residential Property Development Loan
Variable interest rate borrowers: Changes in the NatWest Bank base rate will affect the amount you need to pay to fully repay your loan. If you repay your loan from an account with NatWest or via Direct Debit, we will automatically adjust your repayments to reflect changes in the NatWest Bank base rate going forward (or, wherever possible, let you know if we are not able to do so for whatever reason). If you repay your loan via standing order from an externally banked account, we will be in touch to let you know the next steps required to adjust your repayments accordingly.
Make an online enquiry
Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.
Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 300 0350
For more information visit the accessibility page.
Calls may be recorded for training and monitoring purposes.
To see how much your call might cost, visit the call charge information page.
Invest in commercial premises
As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.
Looking for a quick cash option?
Apply for a business loan in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.