Real Estate Finance

Residential Property Development Scheme

Property development finance for residential developers

Our Real Estate Finance Development Loan is designed for those who would like to build a property for either residential or commercial purposes.

Minimum borrowing amount of £50,000, subject to approval

Variable rate of interest - if the NatWest Bank base rate increases, your repayments will also increase with a Variable interest rate loan.

Loan terms up to 3 years on an interest-only basis

You can repay your loan with no early redemption charges, conditions apply

A professional valuation will be required

Real Estate Finance Development Loan Fact Sheet (PDF, 0.7MB)

Residential Development Loan in detail...

Loan features

Borrow from £50,000

Access funding for the entire project asset value.

3 year loan term

Pay us the money back over a term of up to 3 years.

Variable Interest Rate

If the NatWest Bank base rate increases, your repayments will also increase

No redemption charge

You can repay your loan early, in full or in part, with no redemption charges.

Tranche drawdowns

Receive the loan funds as the project build progresses.

Valuation and Monitoring Surveyor fee

A professional valuation and IMS fee will usually be charged.

Arrangement fee and Security fee

An arrangement fee and security fee will usually be charged when the loan is arranged.

Exit fee

An exit fee will usually be charged when the loan is repaid.

How it works

Get started

Speak to your Relationship Manager or enquire online to request a call back.


We’ll provide a quote and collect any further details required for your application.


Once you've applied, we'll discuss the outcome, agree terms and next steps.

Money in Account

Once any conditions are satisfied, we will confirm that funds have been paid out.

Useful info about our Residential Property Development Loan

Make an online enquiry

Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.


Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 300 0350



For more information visit the accessibility page.



Calls may be recorded for training and monitoring purposes.



To see how much your call might cost, visit the call charge information page.


Additional lending for your business

Other ways to borrow money

We have a range of borrowing options that could suit your situation, including a Commercial Mortgage and Business Overdrafts.

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Invest in commercial premises

As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.

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Looking for a quick cash option?

Apply for a business loan in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.

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Something else we can help you with?