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Put your money on track

Give your money a lift with a business savings account

Small steps could lead to big wins.

Instant access, notice and fixed-term savings accounts

Get instant access to your savings

1.46% - 1.92% AER p.a (variable)

  • 1.45% - 1.90% Gross p.a (variable)
  • Instant access to your savings - no notice required to withdraw
  • Interest rates vary based on the amount deposited
  • Manage your account via our mobile app, online or by phone
Information Message

Earn more interest with our 35-day notice account

3.25% AER p.a (variable)

  • 3.20% Gross p.a (variable)
  • Higher interest rates than our instant access account
  • 35 days notice required to withdraw
  • No minimum or maximum balance
  • Manage your account via our mobile app, online or by phone
Information Message

Our best business savings rate with 95-day notice

4.25% AER p.a (variable)

  • 4.17% Gross p.a (variable)
  • Higher interest rates than our instant access or 35-day notice accounts
  • 95 days notice required to withdraw
  • No minimum or maximum balance
  • Manage your account via our mobile app, online or by phone
Information Message

Link your funds to the London money market

Fixed interest rate, earned daily and paid at maturity

  • We'll agree the interest rate when your account is opened
  • Flexible savings terms, up to one year (minimum balances apply)
  • Early withdrawals not permitted
  • No maximum balance
  • Manage your account by phone
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Savings accounts for your clients' funds

Client Deposit Manager

Access anytime and earn interest on your client's money

  • Instant access to funds
  • Interest paid quarterly
  • Manage separate accounts for each client
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Client Account Manager

A smart, automated way to manage third-party funds

  • Regulated companies only
  • Minimum balance of £300k
  • Only used for managing clients' monies
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Currency savings accounts

Business Currency Reserve

  • Commonly used for making payments worldwide and improving the return of your currency business savings
  • Interest rates to reflect the size of your balance
  • Minimum deposit required to open the account
  • Transfer money electronically using Bankline
Information Message

What savings account is right for my business?

Let's get started...

Which of these statements best describes what you want from a savings account?
Will your savings account be used to hold funds for your clients?

Check out Business Reserve

Based on your responses, our Business Reserve account could be the right savings account for your business because:

  • You need instant access to your savings
  • You will use the account for your own savings, not client funds

To find out more, click View Business Reserve below.

If you want to reconsider any of your responses, click Previous.

Check out Client Deposit Manager

Based on your responses, Client Deposit Manager could be the right savings account for your business because:

  • You need instant access to your savings
  • You will use the account to hold client funds

To find out more, click View Client Deposit Manager below.

If you want to reconsider any of your responses, click Previous.

Do you intend to save more than £100,000?
Our Treasury Reserve fixed term savings account has a minimum balance of £100,000. If you intend to save less than £100,000, please answer no below.
Do you want a fixed term or notice savings account?
A fixed term savings account means you cannot access your savings until the end of your agreed term. Notice accounts allow you to access your funds after giving notice. We offer accounts with either a 35 or 95 day notice period.

Check out Treasury Reserve

Based on your responses, our Treasury Reserve account could be the right savings account for your business because:

  • You're comfortable locking up your savings for an agreed period of time
  • You intend to save more than £100,000
  • You indicated a preference for a fixed-term savings account over a notice account

Treasury Reserve has a minimum balance of £100,000, and lets you save as much as you like for up to 12 months. The interest rate increases the more you save, and the longer you save it for. 

To find out more, click View Treasury Reserve below.

If you want to reconsider any of your responses, click Previous.

Check out Liquidity Manager

Based on your responses, our Liquidity Manager account could be the right savings account for your business because:

  • You're comfortable locking up your savings for an agreed period of time
  • You indicated a preference for a notice account over a fixed-term savings acccount

Liquidity Manager is available with a 35 or 95 day notice period. This means you must provide us with either 35 or 95 days notice to withdraw funds.

To find out more, click View Liquidity Manager below.

If you want to reconsider any of your responses, click Previous.

About our Treasury Reserve fixed term account

Treasury Reserve offers you the security of a fixed interest rate. This interest rate is agreed when you open your account.

You must deposit at least £100,000 but there is no maximum limit. Importantly, you won't be able to access your savings again until the term ends.

Find out more about Treasury Reserve.

 

About our Liquidity Manager notice account

There are no minimum or maximum balances with Liquidity Manager — you can save as much or as little as you like.

Liquidity Manager is available with either a 35 or 95 day notice period. This means that you must provide us with 35 or 95 days notice to withdraw funds from the account.

Find out more about Liquidity Manager.

Check out Liquidity Manager

Based on your responses, our Liquidity Manager account could be the right savings account for your business because:

  • You're comfortable locking up your savings for an agreed period of time
  • You intend to save less than £100,000

Liquidity Manager is available with a 35 or 95 day notice period. This means you must provide us with either 35 or 95 days notice to withdraw funds.

To find out more, click View Liquidity Manager below.

If you want to reconsider any of your responses, click Previous.

Useful information about our business savings accounts

Do I need to be a NatWest customer to apply?

No, you are not required to open or maintain a business current account with us in order to obtain or manage a business savings account.

Can I switch banks after taking out a Savings product?

You are able to switch your Business Current Account or your business banking to another provider while retaining your savings product with us.

Where can I learn more about Business savings?

To learn more about the types of savings accounts available for your business and the benefits of saving, check out our business savings support hub.

Manage your business savings account

Helping you get more from your savings account with helpful information on managing your account, interest rates, online and mobile banking, additional products and more.  

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