Plan for your business's future with the right savings account
The below products are available to businesses registered in England, Scotland or Wales.
Interest rates are subject to variation. Gross Rate - the interest rate you are paid without the deduction of UK income tax. Annual Equivalent rate (AER) - this is a notional rate of interest used for interest bearing accounts, which illustrates the rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Business Reserve
Commonly used for:
- Surplus cash and want to improve the return on it but still be able to access it without notice
- Managing separate funds on a day to day basis for your savings
- Accessing to your business savings instantly
- Access to Funds: Instant
- Interest Calculation: Daily, paid monthly
- No minimum or maximum balance
- Account can be managed via Telephone or Online Banking
AER/Gross p.a (variable)
AER/Gross p.a (variable)
AER/Gross p.a (variable)
Liquidity Manager Notice Account
Commonly used for:
- Surplus cash and you want to improve the return where you don’t need immediate access to funds
- Looking for a better rate of return compared to our instant access account
- Access to Funds: 35 or 95 Day Notice required
- Interest Calculation: Daily, paid monthly
- No minimum or maximum balance
- Account can be managed via Telephone or Online Banking
AER/Gross p.a (variable)
AER/Gross p.a (variable)
Treasury Reserve
Commonly used for:
- Fixing your interest rate and watching your savings grow.
- Locking away your spare cash from overnight, for up to 12 months, for an even better interest rate
- Certainty on what interest you'll earn on your savings
- Access to Funds: Early withdrawals not permitted
- Interest Calculation: Daily, paid at maturity
- Minimum Balance of £100k
- Account cannot be viewed online
- Fixed interest rates linked to the London money market
- We will agree the interest rate with you when you open your account.
Client Deposit Manager
Commonly used for:
- Efficiently managing third party funds on behalf of your clients
- Managing separate accounts for each client or have just the one
- Accessing to your business savings instantly
- Access to Funds: Instant
- Interest Calculation : Daily, paid quarterly
- No minimum or maximum balance
- Account can be managed via Telephone or Online Banking
AER/Gross p.a (variable)
AER/Gross p.a (variable)
AER/Gross p.a (variable)
Client Account Manager
Commonly used for:
- A safe access to your client’s separate accounts
- Making reconciliation easier
- Meeting your regulatory obligations
- Regulated companies only
- 25 client accounts or minimum balance of £300k
- Only use your account for managing your clients' monies
- Client Account Manager is accessed via Bankline
- You can manage how interest is paid to your clients with the option to include flexible interest agreements at an aggregation or client account level
Useful info about our business deposit accounts
Do I need to be a NatWest customer to apply?
No, you are not required to open or maintain a business current account with us in order to obtain or manage a business deposit account.
Can I switch banks after taking out a Deposit product?
You are able to switch your Business Current Account or your business banking to another provider while retaining your deposit product with us.
Manage your business savings account
Helping you get more from your savings account with helpful information on managing your account, interest rates, online and mobile banking, additional products and more.