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An everyday account for charities, clubs and societies
Existing NatWest personal or business banking customers* are eligible to apply for free banking if your community account's annual credit turnover is less than £100,000**.
Access award-winning*** online accounting software for free for as long as you retain your business current account (optional add-ons may be chargeable).
Digitally sign payments & account changes with other members of your group through Bankline for Communities (available for free for Community account customers with a turnover up to £100k with a minimum of 2 and up to 4 signatories).
24/7 Online Banking and Phone Banking
Bank anywhere with our mobile banking app
* At least one of the parties named in the application must be an existing NatWest customer - if there is no existing NatWest relationship your application will be declined.
** If your turnover exceeds £100k, your account will be moved onto our Standard Tariff. Fees & charges apply.
***Friendliest Software of the Year, Institute of Certified Bookkeepers Luca Awards 2022.
This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. Want to see our other business current accounts? See the range
NatWest Community account is available to account holders over 18 who have the right to be self employed in the UK. To qualify for free banking on everyday transactions, at least one of the parties named in the application must be an existing NatWest personal or business banking customer and your community account's annual credit turnover is less than £100,000. The app is available with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Free banking on everyday transactions is subject to status. It means the charges for day to day running of your account (known as your service charges) won’t apply. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. Subject to the terms and conditions of the account, we’ll always give you at least 60 days notice of any changes to the service charge tariff that will apply to your account before you start to incur charges.
Free accounting software? Yes please.
FreeAgent accounting software makes it easy to stay on top of your business finances and has been named the Friendliest Software of the Year*. As a NatWest business current account holder, you can access this software for free** for as long as you retain your bank account. Key features include:
Invoices, expenses and bank accounts in one place
Cashflow overview and 90-day cashflow forecast
Tax Timeline and Making Tax Digital-compliant tax returns
* Insitute of Certified Bookkeepers Luca Awards 2022
** Optional add-ons may be chargeable
This account in detail…
Contactless debit card
Chequebook and paying in book
Managing cashflow is easy
Free banking on everyday transactions
Useful info about this account
Managing your business finances has never been easier
Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest.
Free banking on everyday transactions for 2 years when you switch to us
If you've got an annual turnover of up to £2m and switch your business account to us using the full Current Account Switch Service, we'll give you 2 years of free banking on everyday transactions.
Everything will be moved across from your old account to your new account for you, all within 7 working days, including Direct Debits and Standing Orders.
Switch offer is not available to customers switching a Royal Bank of Scotland or Ulster Bank business current account to NatWest.
Current Account Switch Guarantee (PDF, 40KB)
Your Guide to switching your account to us (PDF, 2.3MB)
Already started an application?
Additional support for your business
Social and Community Capital
We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Boost your business
Ready to take your business to the next level? Our Local Enterprise Managers will help boost your connections, your skills and your knowledge.