ClearSpend is a new, convenient, free mobile application available on iOS and Android.
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More information
Download the onecard Factsheet (PDF, 8MB)
Visit our Payments page for more about B2B payments
This card in detail...
Reduce admin time and costs
Replace payment methods with per transaction charges and eliminate the need for you to process employee expenses.
More control
Set monthly and single transaction limits and merchant blocking restrictions.
Tailor to your expense policy
Use Smart Data OnLine (SDOL), our market leading expense management software.
More information
Interest and fees
Type of fees
Monthly interest
Amount
1.6%
Charge only applies if balance is not cleared in full by due date.
Billing type
Charge card (centrally billed)
7 days
Free
14 days
0.45%
21 days
0.55%
28 days
0.70%
Grace Period fee is calculated monthly as this percentage of the statement balance.
Type of fees
*Annual card fee
*Cash advances fee
Non-sterling transaction fee
Electronic transaction file set up fee
Electronic transaction file monthly fee
Change of business name
Duplicate card receipt (sales voucher)
*Emergency card replacement overseas
Amount
onecard: £45
2.95% of the transaction amount (minimum £2.95)
2.95% of the transaction value
£665
£70
£5 per card
£5 UK or £10 abroad
£75
* Not applicable to lodge account or virtual account.
Foreign card transactions (including purchases of foreign currency and travellers' cheques) will be converted into Sterling using the MasterCard Payment Scheme Exchange Rate, normally when you make the transaction. The rate may change at any time and without notice - to see the up-to-date rates used please visit the 'Mastercard Currency Converter Calculator'.
Use Apple Pay and Google Pay™
Apple Pay
Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. It's contactless, safe and easy. It keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.
Google Pay™
Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.
Apple Pay and Google Pay™ available on selected Apple and Android devices. Retailer limits may apply.
Security may be required. Product fees may apply. To apply, you must be a UK resident aged 18 or over. To apply, you must be either a Limited Company, UK public sector organisation, Partnership (of 4 or more partners) or a Charity without individuals as trustees with an annual turnover of £2m+ and maintain a business bank account in the same legal entity name with NatWest. Subject to status, business use only. UK businesses only.