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Commercial Mortgage

Calendar with money

What is a Commercial Mortgage?

A Commercial Mortgage is a loan that’s secured against a commercial property with the flexibility of repayments.

  • Repayment terms up to 25 years
  • The rate you pay depends on your individual circumstances
  • The interest rate under our variable rate loan varies in accordance with the NatWest Bank base rate
  • Capital & Interest or Straight Line repayment profiles available
  • Capital Repayment Holiday available, subject to approval. Conditions apply and you must keep paying the interest during the repayment holiday
  • Arrangement and security fees may apply

Commercial Mortgage Fixed Interest Fact Sheet (PDF 0.7MB)

Commercial Mortgage Variable Interest Fact Sheet (PDF 0.7MB)

Why get our Commercial Mortgage?

Balance scales for fixed interest

Flexible borrowing

Borrow from £25,001 to £10m on a fixed interest rate, with no upper limit on a variable interest rate. Quickly check possible mortgage and repayment amounts with our calculator.

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Variable interest rate

No early repayment fees

With our Commercial Mortgage you won't pay set-up fees and early repayment or early closure fees.*

Eligibility criteria applies.

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Tailored support

Our Relationship Managers will support you throughout your application process. They will ensure we understand your goals, needs and objectives to help us create a deal that works for you. 

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Commercial Mortgage calculator

Use our Commercial Mortgage calculator to tailor the amount you might like to borrow and the repayment term to check the amounts you're likely to repay each month. As a guideline 25% of the total value of the property is typically required for a Commercial Mortgage deposit. 

Property Purchase Price
Deposit - as a guideline 25% is typically required for a deposit
=
Term
Interest rate (editable)
Mortgage Value
Monthly Cost

per month

Enquire online in just 2 minutes we’ll be in touch to talk through possible solutions tailored specifically to you.

These results are not a confirmed quote provided by NatWest and are only indicative based on a repayment mortgage and the information you have entered into the calculator.

 

Get in touch with us today

Enquire online in just 2 minutes

Simply tell us about you, your business, how much you'd like to borrow, and we'll be in touch to talk through possible solutions tailored specifically to you.

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Speak to our team

If you have a Relationship Manager speak to them to discuss your needs, or phone us to speak with our dedicated team.

Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays). 

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Useful information about our Commercial Mortgage

Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Additional lending for your business

Looking for a quick cash option?

Apply for a business loan in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.

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Turn your long-term ambitions into action

Borrow from £25,001 with no upper limit on a variable interest rate, or up to £10m on a fixed interest rate, subject to approval​.

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Other ways to borrow money

We have a range of finance options to cover your needs, including flexible loans, overdrafts and alternative business funding.

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Ready to enquire?

Tell us a little about your business and your deposit, and one of our lending experts will be in touch to talk through possible solutions and next steps for your mortgage application.

Is your deposit at least 25% of the property's value?

Great, your application may be eligible for our Commercial Mortgage

Do you still want to continue?

With our Commercial Mortgage enquiries, we typically look for a 25% deposit of the total value of the property.

Something else we can help you with?

National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.