Apply for an Overdraft or increase your current limit
As an existing customer you can log in using your Online Banking details and apply in less than 10 minutes. If approved, you could have the money within 24 hours.
A flexible short-term safety net for your business
Pay interest only on the amount you borrow
No set minimum to pay back each month
Ideal for unexpected bills or emergencies
Flexibility with your business overdraft during a Family First event
For existing NatWest customers for up to 12 months. After 12 months, we’ll contact you to review. Interested in our business current accounts? See the range.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
It’s a flexible short-term lending option for businesses. A Business Overdraft works as a safety net for unexpected expenses, where you may not have sufficient balance when awaiting payments from customers. With our overdraft, you only pay interest on what you borrow, without a minimum requirement for your repayments.
Looking to change your existing overdraft facility? Please note, if you have more than 2 months remaining on your existing facility your current renewal date will remain the same. If you have less than 2 months and are looking to increase, then your facility will be extended for a 12 month term.
Use our online application form to decrease your limit. If you don't have Online Banking, you can also use it to apply for a new overdraft or increase.
Please be aware, should you exceed your overdraft limit or have an item returned unpaid due to insufficient funds, our unauthorised borrowing rate and standard transaction charges will apply.
Apply for a business loan in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.
As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.
Borrow from £25,001 with no upper limit on a variable interest rate, or up to £10m on a fixed interest rate, subject to approval.
If your business has been impacted by the Coronavirus crisis, please be aware that there may be alternative source of funding available to you at a lower cost. Click below to find guided support, information in more detail and to understand if you are eligible before you apply.