Our business finance solutions

Asset Finance from Lombard

Hire Purchase

Hire Purchase could give you the financing you need to own a vehicle or other asset.

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Contract Hire

Contract Hire could give you the flexibility of leasing a car or a van.

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Specialist assets

We have a range of finance solutions to help fund and manage your specialist assets. 

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The UK's largest asset finance provider*

Lombard Asset Finance, part of NatWest Group, been supporting businesses for over 160 years and is the UK's largest asset finance provider*. Asset finance could make it easier to raise funds for additional finance needs, in contrast to traditional loans. Spreading costs of an asset helps maintain cash flow in your business.

Asset financing also differs from a standard loan in that an asset secures the finance agreement. Take into account your overall borrowing needs when considering finance options.

* Asset Finance UK Top 50, 2023, click here to download the report.

Hire Purchase

Hire Purchase is a flexible finance option which allows a business to hire assets (such as vehicles, machinery or equipment) through paying agreed monthly instalments with the option to purchase the asset at the end of the agreement. You don’t own the asset until you have paid in full.​

  • Fixed and variable rate options available
  • Spread the cost of expensive assets.
  • Find your own asset.
  • Choose the payment term, from 12 to 84 months.
  • No arrangement fee to pay when you apply online.

If you're a Sole Trader or Partnership of 2 or 3 partners borrowing up to £25,000.00, or a private individual borrowing any amount, your agreement will be regulated by the Consumer Credit Act (1974). This means you'll have a Fixed Rate Regulated Conditional Sale agreement.  Check out our factsheets for more information Fixed Rate Conditional Sale (PDF, 274KB)Fixed Rate Hire Purchase (PDF, 181KB)Variable Rate Hire Purchase (PDF, 215KB).

Fixed rate

  • Applicable to Hire Purchase and Conditional Sale agreements​
  • The interest rate stays the same throughout the agreement, so you always know how much you’ll pay back​
  • The stability of a fixed rate could make it easier to manage your cash flow and business costs​
  • You may pay additional charges for settling early​
  • You can apply online​
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Variable rate

  • Applicable to Hire Purchase agreements only​
  • The interest rate may vary as it changes in line with the Bank of England​ Base Rate
  • As a more flexible option, your monthly repayments may go up and down​
  • You won't pay additional charges for settling early​
  • Contact us to obtain a quote​
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Contract Hire

  • Contract Hire is where you pay an advance rental, followed by fixed monthly rentals, to lease cars or vans for however long you need them (typically between 24 – 48 months). 
  • You’ll choose how many miles the vehicle will drive in a year (typically between 5,000 – 50,000 miles).  
  • When the agreement comes to an end, you simply hand the vehicle back to us with nothing more to pay.

Subject to the vehicles remaining within their contracted mileage and their condition meeting the BVRLA Fair Wear and Tear standards. Security, guarantees or indemnities may be required. Product fees may apply.  Subject to status. 

See our latest offers

Images used for illustration purposes only. Prices and details subject to change without notice.

Maxus Deliver 9 2.0 Tdci 163ps Lux LH FWD

£247.25 excl. VAT per month

With an advance payment of £1,483.50 excl. VAT

Based on a 48 month contract for 10,000 miles per annum, excluding maintenance.

Expiry date: 02/08/2024

Kia pro ceed 5 Door Sportwagon 1.5 T-GDi 138 GT Line ISG

£238.07 excl. VAT per month

With advance payment of £1,428.42 excl. VAT

Based on a 48 month contract for 10,000 miles per annum, excluding maintenance.

Expiry date: 31/07/2024

Audi Q4 E-Tron Suv 40 82kWh 204ps S Line

£469.22 excl. VAT per month

With an advance payment of £2,815.32 excl. VAT 

Based on a 48 month contract for 10,000 miles per annum, excluding maintenance.

Expiry date: 02/08/2024

Still looking for the perfect vehicle?

Browse the latest business vehicle offers currently available on Lombard Vehicle Solutions

Contract Hire for Fleet Management

Together with Contract Hire, we provide a full range of fleet management services and innovative online solutions to match your business’ fleet needs. Formulate a fleet policy, manage your path to transition to electric vehicles. Find the right vehicles for your business now and gain access to intelligent technology that could save time and cost.

Specialist Asset Finance for a range of sectors

Your business could gain a competitive edge by accessing the latest equipment and technological innovation.


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Specialist assets

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Speak to our team

Phone: 0800 502 402

Lines open Mon-Fri, 9am-5pm

Relay UK Service: 18001 0800 502402 

Calls may be recorded for training and monitoring purposes.  To see how much your call might cost, visit the call charge information page.