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Switch your business bank account to NatWest

Check out our switch offer: free banking on everyday transactions for 2 years.

Other fees may apply. Eligibility criteria, terms and conditions apply.

Looking to switch your business bank account?

Switch offer: free business banking on everyday transactions for 2 years

To be eligible for 2 years free banking on everyday transactions when you switch:


Your business's projected or existing annual turnover must be below £2m.

You'll need to switch to us using the Current Account Switch Service (CASS). The switch will have to be from an eligible business bank account to a NatWest business bank account.

You can't switch a Royal Bank of Scotland or Ulster Bank business current account to NatWest.


Check if your current bank participates in CASS.


If you're not eligible for the offer, you can still use the CASS to switch your account if your turnover is under £6.5m. Find out more about eligibility.

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Learn more about how the Current Account Switch Service works

The Current Account Switch Service (CASS) will do all the work for you. It'll move everything across from your old account to your new account, all within 7 working days. This includes Direct Debits and Standing Orders.

  1. Apply online for any of our NatWest business accounts.
  2. Tell us you’re switching during the application, and we'll send over the form you'll need to complete.
  3. Send back the completed form with your old bank account details and when you want the switch to start. The Current Account Switch Service will take care of the rest.
  4. You'll get free banking on everyday transactions from the date the switch is complete. So, you might incur fees after we open your account, as outlined in the Business account charges brochure. For details of our full charges and switcher offer eligibility criteria, see the Info about charges section of this page. 


Current Account Switch Guarantee (PDF, 40 KB)

Your Guide to switching your account to us (PDF, 2.3 MB)

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We won't switch any Standing Orders with a frequency over a year into the new account. Once your account's open, you'll be able to set up Standing Orders with a frequency of up to 1 year.

The 7-day switch guarantee

Day 1

When we receive your switch form, the Current Account Switch Service will contact your old bank and confirm if the switch can go ahead. Once they confirm it can, your 7-day switch will start.

Day 3

Your regular payments will be moved across. We'll reach out to confirm, and advise you how to set up your bill payments.

Day 6

We talk to your old bank about transferring your balance over to your new account.

Day 7

Your balance will then be transferred and your old account will be closed. We'll reach out when your switch is complete.

How to switch your business banking to NatWest

Switching your business bank account to us is simple.

Already started a NatWest application?

Log in and check the status of your application in our online application centre

Use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

More information about switching business bank accounts

Full switch versus partial switch

The service you'll need depends on whether you need to keep your old account open, your eligibility (based on business circumstances), the mandate authorisation with your old bank and whether your old bank is part of the Current Account Switch Service.

  • A full Current Account Switch Service is done within 7 business days, backed by the Current Account Switch Guarantee (PDF, 40 KB)
  • If you're not eligible to use the Current Account Switch Service, NatWest can provide a partial switch. A partial switch allows customers to select a date up to 90 days in the future and is not backed by the Current Account Switch Guarantee.

You can find out more about each service from the FAQs below, or in our Switching Guide (PDF, 2.3 MB).

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Check Third Party Provider permissions

The Current Account Switch Service (CASS) won't transfer any existing permissions you've given to Third Party Providers (TPPs). You'll need to do this yourself once the switch is complete. These permissions could be things like allowing financial comparison websites, money management apps and payment services to make payments on your behalf, or to access your financial data.

  1. Before you close your old account, check whether you have any TPP permissions set up and if so, who with.
  2. Once your new account is open, you can contact the TPP and give them your new account details. You'll need to contact them directly to set this up.
  3. If you’re unsure whether we’ll support TPP permissions on your account, you’ll need to contact us to discuss this ahead of your switch.

Take a look at our terms and conditions for more information about Third Party Providers.

Business Account Terms (PDF, 1.75 MB)

Effective until 6th October 2024


Business Account Terms (PDF, 255 KB)

Effective from 7th October 2024 

Important changes to your Business Account Terms  (PDF, 140 KB)

Effective from 7th October 2024 

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Useful information about switching business bank accounts

Why switch to NatWest business banking?

The below tools and products are available to customers and non-customers.

Award-winning accounting software included*

FreeAgent is the Friendliest Software of the Year, Institute of Certified Bookkeepers Luca Awards 2023.

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Free HR and health & safety support from MentorDigital

Manage your people anywhere, anytime, on any device with free tools from MentorDigital.**

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Free programmes and tools for your growth

Our Entrepreneur hub offers a range of programmes and tools, plus you could tap into a network of specialists and peers who could offer help and guidance as you grow.

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Business savings accounts that work harder for you

Our savings accounts could help you earn more interest and plan for your business's future. 

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Take contactless payments with just your phone

NatWest Tap to Pay from Tyl by NatWest is an exciting way to take contactless payments from your customers with just your iPhone or Android smartphone. No need for card machines, as everything is app-based on the device you use everyday. Tap to Pay is Wi-Fi and network-ready too, making it seamless and super reliable. †

Something else we can help you with?