Real Estate Finance

Residential Property Investment Loan

A simple way to borrow

Our Residential Property Investment Loan is designed for those who are wishing to invest in a property that will be let to a third party. 

Minimum borrowing amount of £50,000, subject to approval

Fixed and variable interest rate options available 

Loan terms up to 20 years with a range of repayment profiles 

You can repay your loan with no early redemption charges, conditions apply

If the NatWest Bank base rate increases, your repayments will also increase with a Variable interest rate loan.

A professional valuation may be required

Residential Investment Loan in detail...

Loan features

Enquire online

No early redemption charge

Two repayment profiles available

Fixed and Variable interest rates available

Variable Rate Loan Borrowers

Application information

Supporting documents

Valuation and Security fee

A professional valuation and security fee may be charged where a valuation and security are required.

Arrangement fee

An arrangement fee may apply, based on deal size and complexity.

How it works

Get started

Start your online enquiry today to request a call back.


We’ll provide a quote and collect any further details required for your application.


Once you've applied, we'll discuss the outcome, agree terms and next steps.

Money in Account

Once any conditions are satisfied, we will confirm that funds have been paid out.

Useful info about our Residential Property Investment Loan

Make an online enquiry

Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.

Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 300 0350

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Additional lending for your business

Other ways to borrow money

We have a range of borrowing options that could suit your situation, including a Commercial Mortgage and Business Overdrafts.

Information Message

Invest in commercial premises

As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.

Information Message

Looking for a quick cash option?

Apply for a business loan in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.

Information Message

Something else we can help you with?