Mettle is the mobile account that helps you start, run and grow
Mettle is part of NatWest Group
Completely free. No monthly charges or transaction fees
Apply in minutes and manage your account from the Mettle app
Create and send invoices from your phone
Sync with accounting software like Xero and FreeAgent
Online support through the Mettle app when you need it
Account limitations and eligibility
You're a sole trader or limited company with up to two owners
You have a balance of less than £100k (£50k for sole traders)
You're a UK-based company with owners that are UK residents
No access to credit
No access to government-backed loans
No international payments
No cheque deposits
Useful info about this account
Run your business
Get paid faster
Create and send invoices on the go. We’ll notify you when money hits your account and match the payment to your invoice.
Get tax ready
Categorise business transactions to reduce admin and minimise errors.
Sync Mettle with accounting software
Easily share transactions with your accountant or connect to software like FreeAgent and Xero.
Contact us through the Mettle app when you need it.
Safe and secure
Your money is held in a ring-fenced account. You’re the only one with access.
Apply in minutes
Once we review and approve your business, you’ll get an account number and sort code to get started.