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Mettle is the mobile business bank account built for the self-employed
Mettle is part of NatWest Group
Completely free - no monthly charges or transaction fees
Apply in minutes and manage your account from the Mettle app
Get FreeAgent for free – save up to £150 a year*
Create and send invoices from your phone
Online support through the Mettle app when you need it
*Based on FreeAgent’s lowest tariff. To get FreeAgent for free, all you have to do is make at least one transaction a month from your Mettle account. If you don’t make one transaction a month, or if your Mettle account is closed and you continue to use FreeAgent then the FreeAgent fees will apply.
Account limitations and eligibility
You're a sole trader or limited company with up to two owners
You have a balance of less than £100k (£50k for sole traders)
You're a UK-based company with owners that are UK residents
No access to credit
No access to government-backed loans
No international payments
No cheque deposits
Eligible funds are protected by FSCS up to £85,000.
Useful info about this account
Ready to apply?
To open a Mettle account, you’ll need to be a sole trader or a limited company with up to two owners.
You’ll also need to be a UK-based company with owners that are UK residents.
Account features
Run your business
Get paid faster
Create and send invoices on the go. We’ll notify you when money hits your account and match the payment to your invoice.
Get tax ready
Categorise business transactions to reduce admin and minimise errors.
Sync Mettle with accounting software
Easily share transactions with your accountant or connect to software like FreeAgent and Xero.
Benefits
Online support
Contact us through the Mettle app when you need it.
Safe and secure
Eligible funds are protected by FSCS up to £85,000.
Apply in minutes
Once we review and approve your business, you’ll get an account number and sort code to get started.