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Lock your cash away for longer for better rates

Treasury Reserve

Save more for longer for greater returns

Our Treasury Reserve account gives you attractive interest rates linked to the London money market and the certainty of a fixed rate.

It’s ideal if you don’t need immediate access to your business savings – larger savings and longer terms mean better rates. You can save as much as you like for up to 12 months.

What can it do for me?

Get fixed interest rates linked to the London money market

Enjoy the certainty of a fixed minimum interest rate.

Tailored rates

You can decide how much you're able to save and how long for. We'll let you know the interest rate available for your savings profile.

Flexible saving terms

You could save anywhere from just overnight up to a maximum of 12 months, whatever suits your business.

No maximum balance

You'll still need to meet the minimum balances.

Convenient telephone dealing

Make new deposits to your account between 8.30am and 3pm any business day.

Minimum balances

What are the interest rates on this account?

We will agree the interest rate with you when you open your account. The interest rate is fixed and paid at the end of the agreed term, or one year after you open your Treasury Reserve savings account.

You should be aware that you cannot withdraw funds from a Treasury Reserve account during the term. If, due to exceptional circumstances, you terminate the account early, break fees may apply and your payment of interest may be reduced.

Breakage costs will be calculated at the market rate at the time of breakage. 

More information

Business customers

If you're a small business customer, call us on 0345 711 4477.

You'll know if you're a small business customer if:

  • Your annual turnover is generally £2M or below 
  • Your day to day contact team is Businessline (0345 711 4477)

If you aren’t sure, call 0345 711 4477 and say "open a business savings account".  We're available Mon - Fri between 9am-5.30pm (excl. public holidays).

Eligibility: You must open or currently have a Business Current Account or a Business Reserve Savings account to apply for Treasury Reserve.

Relay UK Service: 18001 0345 711 4477. For more information on accessibility visit our accessibilty page

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Information Message

Commercial & Corporate customers

If you're a Commercial or Corporate customer, call us on 0345 301 4974 or contact your relationship manager.

You'll know if you're a commercial or corporate customer if:

  • Your annual turnover is generally in excess of £2m
  • Your day to day contact team is your Customer Service Team

If you aren’t sure, please call 0345 711 4477 and say "open a business savings account". We're available Mon - Fri between 9am-5.30pm (excl. public holidays)

Eligibility: You must open or currently have a Business Current Account or a Business Reserve Savings account to apply for Treasury Reserve.

Relay UK Service: 18001 0345 711 4477. For more information on accessibility visit our accessibilty page

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Information Message

Something else we can help you with?