Enjoy the certainty of a fixed minimum interest rate linked to the London money market.
Put your business savings to work with fixed rates from Treasury Reserve.
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Treasury Reserve | Fixed Rate Deposit | NatWest Business
You must open or currently have a Business Current Account or a Business Reserve Savings account to apply for Treasury Reserve.
Fixed returns, flexible planning
Treasury Reserve is a fixed rate business deposit from NatWest, offering market aligned interest rates linked to the London money market. It could be ideal if your business doesn’t need immediate access to funds and wants the certainty of a fixed return.
- Choose terms from overnight to five years (for GBP) or up to 12 months (for other currencies)
- Rates based on volume and term
- Fixed interest paid at term end or after one year or annually if term is greater than 1 year.
Minimum balance is dependent on deposit term. No withdrawals during the term allowed. In some special circumstances, early withdrawals might be possible—but they could come with a fee and may reduce the interest you earn.
Fixed returns, flexible planning
Treasury Reserve is a fixed rate business deposit from NatWest, offering market aligned interest rates linked to the London money market. It could be ideal if your business doesn’t need immediate access to funds and wants the certainty of a fixed return.
- Choose terms from overnight to five years (for GBP) or up to 12 months (for other currencies)
- Rates based on volume and term
- Fixed interest paid at term end or after one year or annually if term is greater than 1 year.
Minimum balance is dependent on deposit term. No withdrawals during the term allowed. In some special circumstances, early withdrawals might be possible—but they could come with a fee and may reduce the interest you earn.
Is a Fixed Term Deposit right for you? Here's what it can do.
Get fixed interest rates
Multi-currency options
Available in GBP and USD, with flexibility to match your business needs.
Flexible savings periods
You could save anywhere from just overnight up to a maximum of 5 years for sterling or 12 months for other currencies - whatever suits your business.
No maximum balance
We won’t cap what you can save in our business Treasury Reserve. However, you’ll still need to meet the minimum balances.
Convenient telephone dealing
Make new deposits to your account between 8.30am and 3pm any business day.
Minimum Balances
Check out what the minimum balances are on our Treasury Reserve Fixed Rate Deposit.
More information on our Treasury Reserve Fixed Rate Deposits
Check out this info and factsheet to learn more about its pros and cons of Treasury Reserve.
Small business customers
Apply for a Treasury Reserve Fixed Rate Deposit.
Choose one of the following options:
- Complete our short expression of interest form here
- Call us on 0345 711 4477
(Mon–Fri, 9am–5:30pm, excl. public holidays)
Small business customer?
You're classed as one if your annual turnover is £2M or below and your contact team is Businessline.
Eligibility: To apply you must hold or open a Business Current Account or a Business Reserve Savings account .
Information Message
Commercial & Corporate customers
Apply for a Treasury Reserve Fixed Rate Deposit.
Choose one of the following options:
- Complete our short expression of interest form here
- Call us on 0345 900 0652
- Contact your Relationship Manager
(All calls Mon–Fri, 9am–5:30pm, excl. public holidays)
Commercial or Corporate customer?
You're classed as one if your annual turnover is above £2M and your contact team is your Customer Service Team.
Information Message