Small Business Loan

Why get a business loan from us?

Work out rates with our calculator

Quickly check possible loan and repayment amounts with our calculator.

Get a free quote in 3 mins

Check what you could borrow and your rate before you apply by logging in with your Online Banking details - without affecting your credit score.

Apply online in 10 minutes

Apply online by logging in with your Online Banking details confirming your business income, assets, and address history. If approved, you could have the money in 24 hours.

Features and benefits

Apply in just 10 minutes, using your Online Banking details for a personalised experience. If approved, you could have the money within 24 hours

Borrow from £1,000 to £50,000, subject to approval

No set-up fees and no early repayment or early closure fees

A fixed interest rate, so your repayments stay the same throughout the loan

Loan terms from 1 to 7 years

Small Business Loan calculator

How much do you want to borrow?

Min value Max Value
Over how long do you want to repay the loan?
Min value Max Value

Min value Max Value

Representative example

Monthly repayments
Interest rate % (fixed)
Representative APR (variable)
Total repayment

96.55% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote.



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Important points to note before you apply

Have a NatWest Business Account?

Log in with your Online Banking details and get a quote in 3 mins, without affecting your credit score. If you apply and get approved, you may have the cash in 24 hours.

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You could get your loan funds on the same day if you apply online, are unconditionally accepted, and sign your loan documents by 16:30 Mon – Fri. Sometimes we need to contact you for more information, so it may take a little longer.

Forgotten your details?

Don't have Online Banking? Register today

New to NatWest?

If you don’t have a NatWest Business Account, you can still apply online. Complete our online application form and we'll be in touch to discuss the next steps.

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Your top questions answered

Other ways to grow your business

Turn your long-term ambitions into action

Borrow from £25,001 with no upper limit on a variable interest rate, or up to £10m on a fixed interest rate, subject to approval​.

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Invest in commercial premises

As a property owner, you may benefit from increases in property value. This could be a great way to grow your business.

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Other ways to borrow money

We have a range of borrowing options that could suit your situation, including Business Overdrafts.

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Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Something else we can help you with?

National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.