A personal, director or member's guarantee may be required. Over 18s only. Subject to status, business use only.
Apply in just 10 minutes, using your Online Banking details for a personalised experience. If approved, you could have the money within 24 hours
Borrow from £1,000 to £50,000, subject to approval
No set-up fees and no early repayment or early closure fees
A fixed interest rate, so your repayments stay the same throughout the loan
Loan terms from 1 to 7 years. Up to 10 years may be available on request, subject to credit status
92.31% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote.
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Representative APR (Annual Percentage Rate) is used for comparison purposes and shows the annual interest rate we expect at least 51% of customers who are accepted for and enter into a loan agreement with us to get. APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee.
If approved, you could have the money in your account within 24 hours
We calculate your rate based on the loan term, loan amount and your credit status
You'll need to make a repayment each month
You'll be paying off the capital and interest each month
You won't be able to take a repayment holiday
You can't take the loan in instalments (sometimes called a tranche)
Read our Small Business Loan factsheet (PDF, 1.49MB) for more information
Log in with your Online Banking details and apply in less than 10 minutes. You'll get an instant decision and if approved, you could have the money within 24 hours.
Don't have Online Banking? Register today
If you're a new customer you can still apply online. You'll need to complete the online application form, then we'll be back in touch to discuss your application and next steps.
Borrow from £25,001 with no upper limit on a variable interest rate, or up to £10m on a fixed interest rate, subject to approval.
As a property owner, you may benefit from increases in property value. This could be a great way to grow your business.
We have a range of borrowing options that could suit your situation, including a Commercial Mortgage and Business Overdrafts.
Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477
For more information visit the accessibility page.
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.
