Overlay
Business bank accounts

Put your business account in safe hands

Whatever stage your business is at, we’re here to help you thrive

With our business accounts you could get:

  • Free accounting software to simplify invoicing and cashflow, with FreeAgent (free for customers who retain their business account, specific account eligibility apply)
  • Access to borrowing options that could help you grow (Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only, not available to Mettle customers)
  • The ability to bank anywhere – online, on your mobile 24/7, or at our network of branches or local Post Office (branch and Post Office banking not available to Mettle customers)
  • Help when you need it by talking to us through secure messaging in-app or online

Compare business bank accounts

Just starting out?

Extra support for your start-up, plus free banking for 18 months* with NatWest

For businesses trading less than a year with turnover of less than £1m 

Free programmes that could help you grow and support that could help you run your business better (some services available to customers and non-customers)

Connect with experts who could take you further and help achieve your goals sooner

*Charges for unarranged borrowing, Bankline, international payments and any additional services are not part of the free banking offer. At the end of the free banking period, you’ll be automatically moved to the Standard Tariff.

Established and looking to grow?

A NatWest account for big ambitions, with no minimum monthly charge - only pay for what you use

For businesses with turnover above £1m trading under or over a year, or turnover below £1m trading for over a year 

A dedicated Relationship Manager to look after your business (turnover and eligibility criteria apply)

Self-employed?

Free mobile business bank account

For sole traders or limited companies with up to two owners who have a balance of less than £100k (£50k for sole traders), and are a UK-based company with owners who are UK residents (eligibility criteria apply)

100% free – no hidden costs or transaction fees

You won’t have access to credit or borrowing options

To get FreeAgent for free, all you have to do is make at least one transaction a month from your Mettle account. If you don’t make one transaction a month, or if your Mettle account is closed and you continue to use FreeAgent then the FreeAgent fees will apply.

Not for profit, like a charity or club?

NatWest Community account

Existing NatWest personal or business banking customers are eligible to apply for free banking if your community account's annual credit turnover is less than £100,000 and remains at this level

Everyday support from texts and email alerts

Authorise up to four individual signatories

What you need to know before you apply for a NatWest bank account...

Already started a NatWest application?

Log in and check the status of your application in our online application centre

Use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

What you need to open a NatWest business account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

See how our accounts compare

If you’d like to see how our Business Bank account products stack up against the others in the market, you can compare them at the following websites (suggested by the UK Government's Competition and Markets Authority): 

Swoop Funding
 

Funding Xchange
 

Funding Options
 

Alternative Business Funding

Switch to us from another bank

The Current Account Switch service will do all the work for you, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. Simply apply for any of our business accounts and tell us you’re switching. Then choose which Switch service you need and give us your details.

Current Account Switch Guarantee (PDF, 40KB)
 

Your Guide to switching your account to us (PDF, 2.3MB)
 

How does the Switch service work?

 

The Current Account Switch service is not currently available for Mettle.

Tyl by NatWest

Use our simple solution, Tyl, to take payments in-store, online or over the phone (eligibility and fees apply)

Have a look at some of our service measures

If you want to see how we have performed on key service areas, you can get a detailed view here.

How fees work for our NatWest business accounts

Business accounts can often seem complicated when it comes to charges. We’re here to help you find ways to save and learn more about what you’re charged for. And although NatWest start-up business account holders don’t pay transaction fees for the first 18 months anyway, it’s always worth understanding how you can reduce your charges after that period ends.

Useful info about our NatWest business accounts

Additional support for your business

It pays to have a business plan

Every successful business starts with a plan. We have six key do’s and don’ts and tips on how to write yours.

Five successful growth strategies

Our experts have put together five ways to help ensure your business is a success. We think its essential reading.

10 micro-improvements for your business

Small changes can make a big difference. We’ve got ten tips that we think every business should read.

Something else we can help you with?