Social & Community Capital

Supporting charities & social enterprises 

About Social & Community Capital

Social & Community Capital is a charity funded and supported by NatWest in order to help social enterprises and community businesses.

Supporting our communities

As a community venture, you can make a big positive impact. With our strong heritage of supporting community-based businesses, we’re doing more to help.

How we can help

Maybe you need funding to get off the ground. Perhaps you need the networks or supply chains to grow and evolve. We’re there to support you at every stage of the journey, from starting up to expanding your impact on the world.

Community business loan

We offer alternative funding to business charities and social enterprises who don't qualify for mainstream loans.

Our community business loans offer funding from £30,000 to £750,000 with flexible terms and repayments holidays including access to sector experts. 

Our support so far

In the last five years, Social & Community Capital has approved over £10 million in loans to more than 80 organisations throughout the UK. Our ambition is to increase the size and strength of this important sector of the UK economy. Here are some examples of the social ventures we've supported.

Create (Cornwall) CIC

Camborne Contemporary Crafts Hub (CCCH), established by Create (Cornwall) CIC, has given an old building in Camborne town centre a new lease of life as an accessible space that welcomes people from across the community, regardless of income, age or artistic ability.

Northumbria Youth Action

Northumbria Youth Action (NYA) offers young people practical courses and qualifications on motor vehicles, hairdressing and beauty therapy, and hospitality, giving them the opportunity to gain real life skills and experience to help boost them into their chosen career.

Glasgow Vintage Vehicle Trust

The Glasgow Vintage Vehicle Trust (GVVT) uses its incredible collection of restored vehicles to encourage community engagement and generate social inclusion.

Sole of Discretion

The mission of Sole of Discretion is to provide high quality, sustainably sourced and traceable fish for consumers. 

Coal Rooms

The Coal Rooms want to see a world where homelessness is reduced through trade, where stigma is eliminated, economic potential is realised, and homeless people are valued members of society.

Harmony Community Trust

Harmony Community Trust is all about bringing people together. It does this at Glebe House, a unique and special place in Northern Ireland that children, young people and adults have been visiting since 1975.

Others we have supported

See more businesses and social ventures we have helped. 

Our impact report

We aim to provide access to appropriate financial and business support to viable social enterprises, charities and community businesses unable to access mainstream finance. Read our most recent impact report to see what we have achieved.

Meet the team

Tracy Thomson, Loans Officer

07920 586028



Brendan Hegarty, Loans Officer

07977 150055



This is us

We’re an experienced  and friendly team in S&CC. We support businesses who are passionate about helping others, and that’s what motivates us too. We love building relationships with the people we support, finding out about their goals, but also the challenges they face, so we can help them when it matters most.

Additional support

We work with a range of organisations to help community and social enterprises. From helping neighbourhoods thrive to providing helpful facts and figures behind the latest developments, our partners could help you.

Anything else we can help with?