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Megan Virrels, CEO

Megan joined S&CC in 2014, after 7 years working in structured finance for the Royal Bank of Scotland and 8 years at JP Morgan.

Over the past 5 years, S&CC has approved over £10m in funding to more than 80 organisations and launched a number of key funds, including the Coronavirus Response Fund, which offered £1m of grants to help organisations continue to deliver support for the disadvantaged and vulnerable.

Alongside leading S&CC, Megan supports those who have difficulty accessing mainstream finance through her role as a non-executive Director at Scotcash CIC. Outside of work, she loves experimenting with new recipes on her husband and stepsons, working off the food by walking the lockdown lab, Guinness and planning holidays home and abroad.

Tracy Thomson, Loans Officer

With over 30 years in banking, and more than 20 in relationship management, Tracy’s experience of supporting businesses in delivering commercial and impact growth is well-known in the world of social enterprise.

An advocate for building close relationships with customers, Tracy has recently completed 3 years supporting community-led partnerships as a Trustee on the board of the Development Trusts Association Scotland.  Tracy was a part of the 2020 Enterprise Relief Grant Fund, supporting those responding to the impact of Covid.

When not being a doting aunt to her nieces and nephews, Tracy can be found following Formula 1, keeping a watchful eye over her 2 beautiful cats or off seeing the world with her husband, Mike.

Andrew Harrison, Chair of Trustees

Andrew is Head of Business Banking at NatWest. He has had a varied career in the bank including leadership positions in Business Banking, Corporate Banking and Structured Finance. Andrew has held a number of board positions across the charity and public sectors. 

Ben Smith, Vice Chair

Ben is Head of Social Investment at Esmee Fairbairn, as well as a Visiting Fellow at Cranfield University’s School of Management. Ben previously established UnLtd’s social investment department where he designed and managed two new social investment funds. Originally a management and strategy consultant before moving into the social startup and investment sector. Ben is a former Board Member of Birmingham Town Hall and Symphony Hall and Aston University.

Stuart Johnstone, Trustee

Stuart is the Managing Director of Corporate and Commercial Banking for NatWest in London and the South East. He is also a Shareholder Director of Business Growth Fund plc, a Non-Exec Director of Esme Loans, the online SME lender and a member of the London Council of the CBI. 

Debbie Phillips, Trustee

Debbie is Head of Campaigns at NatWest, as well as being the Global Chair of the NatWest Gender Network. Externally, Debbie is a member of WACLs Communication Committee, a member of BLOOM, and a Brownie Guide Leader. 

Niamh Goggin, Trustee

Niamh has worked in social investment, third sector finance and local economic development since 1991. She is Director of Small Change, a consultancy organisation working, mainly in the UK, on social investment and financial and organisational resilience. She is a finance committee member of Community Foundation Northern Ireland.

Ash Mohammed, Trustee

Ash is currently the Head of Ventures & Change Oversight for Natwest Group. He has over 15 years of experience in the banking industry, holding positions in Payments, Retail Products, Risk and Change. He is currently the Chair of a Scottish charity Move On and is the Diversity & Inclusion lead for Risk.