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Turn ambition to action with a business loan
With the right loan, your growth goals may be within reach. Do you want the stability of set monthly repayments? Or the flexibility you get with a variable interest rate? Check out your options below.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Borrow from £25,001 to £10m on a fixed interest rate, with no upper limit on a variable interest rate
Repayment terms up to 25 years
No early repayment or early closure fees
The rate you pay depends on your individual circumstances
The interest rate under our variable rate loan varies in accordance with the NatWest Bank base rate.
Changes in the NatWest Bank base rate will affect the amount you need to pay to fully repay your loan. If you repay your loan from an account with NatWest or via Direct Debit, we will automatically adjust your repayments to reflect changes in the NatWest Bank base rate going forward (or, wherever possible, let you know if we are not able to do so for whatever reason). If you repay your loan via standing order from an externally banked account, we will be in touch to let you know the next steps required to adjust your repayments accordingly.
How does a business loan work?
Fixed Rate Loan
The interest rate stays the same throughout the loan, so you always know how much you'll pay back
The stability of a fixed rate makes it easy to manage your cash flow and business costs
Variable Rate Loan
The interest rate may vary as it changes in line with the NatWest Bank base rate
As a more flexible option, your monthly repayments may go up and down
Get in touch with us today
Enquire online in just 2 minutes
Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.
Speak to our team
Discuss your needs with our dedicated team. If you have a Relationship Manager, you can always contact them directly.
Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays).
Your top questions answered
Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477
For more information visit the accessibility page.
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
Other ways to kick-start your plans
Other ways to borrow money
We have a range of borrowing options that could suit your situation, including a Commercial Mortgage and Business Overdrafts.
Invest in commercial premises
As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.
Looking for a quick cash option?
Apply for a business loan in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.