NatWest business banking is available to eligible customers over 18. Eligibility criteria and Terms apply.
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Business Bank Accounts
Beyond a bank account: giving your business the tools to thrive
Business Bank Account
Our premium solution for established businesses
For businesses who’ve been trading for over a year or less than a year with turnover more than £1m.
- 2 years’ free banking on everyday transactions when your switch is completed.
- Free access to FreeAgent accounting software, to make managing your taxes, cashflow and expenses easier.
- The freedom to manage your money with ease using our app, or online.
- Businesses over £500k turnover get expert support from our Relationship Managers.
- FSCS deposit protection (eligibility criteria apply).
In our experience your business could also benefit from:
- A business credit card to manage your cashflow easily and securely.
- Fast, flexible loans could help your business grow.
- Business overdrafts to prepare for the unexpected.
Business Bank Account
Our premium solution for established businesses
For businesses who’ve been trading for over a year or less than a year with turnover more than £1m.
- 2 years’ free banking on everyday transactions when your switch is completed.
- Free access to FreeAgent accounting software, to make managing your taxes, cashflow and expenses easier.
- The freedom to manage your money with ease using our app, or online.
- Businesses over £500k turnover get expert support from our Relationship Managers.
- FSCS deposit protection (eligibility criteria apply).
In our experience your business could also benefit from:
- A business credit card to manage your cashflow easily and securely.
- Fast, flexible loans could help your business grow.
- Business overdrafts to prepare for the unexpected.
Free banking: No service charges during the offer period. Charges for unarranged overdrafts, Bankline, international payments, and extra services still apply. After the period ends, you’ll move to the Standard Tariff. Not available for Mettle accounts. Lending & Cards: Product Fees may apply. UK residents 18+ only. Security may be required. Subject to status. Business use only. Business credit card: Must have a NatWest business account in same legal name, UK-registered address, UK tax registration, and turnover up to £2m. Security may be required. Subject to status. Business use only. FreeAgent: Free if NatWest business current account is retained. Add-ons may cost extra. Online & Mobile Banking: Available to NatWest account holders. App requires compatible device and UK/international mobile number (in supported countries).
Everything you need to grow, in one place
The below tools and products are available to both customers and non-customers.
FreeAgent: Accounting software for every small business
FreeAgent helps businesses and landlords manage their tax, cashflow and invoicing with smart tools and direct filing to HMRC - fully compatible with Making Tax Digital.
Free HR and Health & Safety tools with MentorDigital
Manage your people anywhere, anytime, on any device with free tools from MentorDigital.
Some Mentor services incur a cost.
Plan ahead, earn more with a savings account
Our savings accounts are designed to help your business grow by earning more interest while supporting smarter financial planning for the future.
Eligibility criteria and terms apply.
You could save more on card payments
Take card payments in person, online and over the phone with us. We build our pricing around your business with simple transaction fees based on your annual card turnover.
Eligibility, T&Cs and fees apply.
Free programmes and tools for your growth
Our Entrepreneur hub offers a range of programmes and tools, plus you could tap into a network of specialists and peers who could offer help and guidance as you grow.
Free banking on everyday transactions for 2 years when you switch to us
If you've got an annual turnover of up to £2m and switch your business account to us using the full Current Account Switch Service, we'll give you 2 years of free banking on everyday transactions.
Everything will be moved across from your old account to your new account for you, all within 7 working days, including Direct Debits and Standing Orders.
Current Account Switch Guarantee (PDF, 40KB)
Your Guide to switching your account to us (PDF, 2.3MB)
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Switch offer is not available to customers switching a Royal Bank of Scotland or Ulster Bank business current account to NatWest. Not currently available for Mettle accounts.
Free banking means the charges for the day to day running of your account (known as your service charges) won’t apply during the free banking period. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. At the end of the free banking period, you’ll be automatically moved to the Standard Tariff. Not currently available for Mettle accounts.
Questions about this account?
Easy finance management
Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest.
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Info about charges
Benefit from our Standard Tariff with no minimum monthly charge. See our full list of business account charges:
Business Account Charges Booklet (PDF, 77 KB)
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FSCS protected
If both your business and the type of deposit held with NatWest are eligible, you could be protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits above the limit are unlikely to be covered.
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Business account terms
Read our Business account terms document.
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