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Business savings accounts

Start saving today with our new rates

Instant access with a Business Reserve account

Up to 1.81% AER / 1.80% Gross p.a. (variable) on balances over £10,000,000. 

Access your funds anytime and earn interest when you save

Key info:

  • Access to funds: Instant 
  • Interest calculation: Daily, paid monthly
  • No minimum or maximum balance 
  • Account can be managed via Telephone or Online Banking

Interest rate

  • AER/Gross p.a (variable) -  1.36% / 1.35% on balances up to £999,999
  • AER/Gross p.a (variable) -  1.56% / 1.55% on balances from £1m to £9,999,999
  • AER/Gross p.a (variable) - 1.81% / 1.80% on balances over £10,000,000

Fixed term savings for business

Find out more about our three different fixed term deposit accounts below.

Earn more interest with our Liquidity Manager 95

4.00% AER / 3.93% Gross p.a. (variable)

Key info

  • Access to funds: 95-day notice required  
  • Interest calculation:  Daily, paid monthly
  • No minimum or maximum balance 
  • Account can be managed via Telephone or Online Banking

Interest rate

  • AER/Gross p.a (variable) - 4.00% / 3.93% On 95 Day Notice Accounts

Start making gains with Liquidity Manager 35

3.00% AER / 2.96% Gross p.a. (variable)

Key info

  • Access to funds: 35-day notice required  
  • Interest calculation:  Daily, paid monthly
  • No minimum or maximum balance 
  • Account can be managed via Telephone or Online Banking

Interest rate

  • AER/Gross p.a (variable) - 3.00% / 2.96% On 35 Day Notice Accounts

Save more for longer, get greater returns

Our Treasury Reserve account gives you attractive interest rates linked to the London money market and the certainty of a fixed rate.

Key info

  • Access to funds: Early withdrawals not permitted
  • Interest calculation: Daily, paid at maturity
  • Minimum balance of £100k 
  • Account cannot be viewed online
  • Fixed interest rates linked to the London Money Market
  • We will agree the interest rate with you when you open your account. 

Options for client accounts

Instant Access Client Deposit Manager

Up to 1.81% AER / 1.80% Gross p.a. (variable) on balances over £10,000,000.

Key info

  • Access to funds: Instant 
  • Interest calculation: Daily, paid quarterly
  • No minimum or maximum balance
  • Account can be managed via Telephone or Online Banking

Interest rate

  • AER/Gross p.a (variable) - 1.36% / 1.35% on balances up to £999,999
  • AER/Gross p.a (variable) - 1.56% / 1.55% on balances from £1m to £9,999,999
  • AER/Gross p.a (variable) - 1.81% / 1.80% on balances over £10,000,000

Automate your payments with Client Account Manager

 

Key info

  • Regulated companies only 
  • 25 client accounts or minimum balance of £300k
  • Can only be used for managing your clients' monies
  • Client Account Manager is accessed via Bankline, fees may apply
  • You can manage how interest is paid to your clients with the option to include flexible interest agreements at an aggregation or client account level

Manage your savings account

Get more from your savings account with helpful information on managing your account, interest rates, online and mobile banking, additional products and more.  

Useful info about our business deposit accounts

Do I need to be a NatWest customer to apply?

No, you don’t need to open or maintain a business current account with us in order to have a business savings account or deposit product. 

Can I switch banks after taking out a Deposit product?

Yes, you can switch your NatWest business current account to another bank and still keep your business savings account or deposit product with us. 

Something else we can help you with?