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Small Business Loan

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Why get our Small Business Loan?

Balance scales for fixed interest

Flexible borrowing

Borrow from £1,000 to £50,000 on a fixed interest rate, subject to approval. Quickly check possible loan and repayment amounts with our calculator.

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Variable interest rate

Get a free quote in 3 mins

Check what you could borrow and your rate before you apply by logging in with your Online Banking details - without affecting your credit score.

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No early repayment fees

With our Small Business Loan you won't pay set-up fees and early repayment or early closure fees.

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What is a Small Business Loan?

A Small Buisness Loan could allow fast and flexible borrowing and could be suitable for small to medium businesses.

  • You could borrow between £1,000 - £50,000, subject to approval 
  • With a fixed interest rate, your repayments stay the same throughout the loan
  • Loan terms from 1 to 7 years

Small Business Loan calculator

How much do you want to borrow?

Min value Max Value
Over how long do you want to repay the loan?
Min value Max Value

Min value Max Value

Representative example

Monthly repayments
£7,500
Interest rate % (fixed)
8.2%
Representative APR (variable)
£137.55
Total repayment
£8,253.00

96.39% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote.

5.25%

£300

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Important points to note before you apply

Have a NatWest Business Account?

Log in with your Online Banking details and get a quote in 3 mins, without affecting your credit score. If you apply and get approved, you may have the cash in 24 hours.

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You could get your loan funds on the same day if you apply online, are unconditionally accepted, and sign your loan documents by 16:30 Mon – Fri. Sometimes we need to contact you for more information, so it may take a little longer.

Forgotten your details?

Don't have Online Banking? Register today

New to NatWest?

If you don’t have a NatWest Business Account, you can still apply online. Complete our online application form and we'll be in touch to discuss the next steps.

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Your top questions answered

Other ways to grow your business

Turn your long-term ambitions into action

Borrow from £25,001 with no upper limit on a variable interest rate, or up to £10m on a fixed interest rate, subject to approval​.

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Invest in commercial premises

As a property owner, you may benefit from increases in property value. This could be a great way to grow your business.

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Other ways to borrow money

We have a range of borrowing options that could suit your situation, including Business Overdrafts.

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Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Something else we can help you with?

National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.