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Security may be required. Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. Your registered business address must also be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
Swipe and go
Effortless contactless payments with our business cards.
Smart spending
Control your finances with ClearSpend app, available with our credit cards and onecard options.
Cash flow control
Our cards could help you manage your cashflow and business expenses.
What do you want your card for?
Business credit card
Good for - cashback on fuel and electric vehicle charging
- 1% cashback at eligible fuel and electic vehicle charging stations
- Annual fee of £30 waived from the second year onwards if you spend £6,000 or more each year
- Up to 56 days interest-free credit period on purchases
To apply, your annual turnover must be under £2m. An annual fee applies.
Turnover required
Under £2m
Annual fee
£30
(per card holder)
Representative APR
24.3%
(variable)
No card fee in the first year. Fee also waived from second year onwards if you spend £6,000 or more each year
Business Plus credit card
Good for - cashback on travel
- Up to 3% cashback on eligible fuel, business/trade supplies, travel and more.
- No charges for purchases abroad
- Enjoy up to 56 days interest-free credit
To apply, your annual turnover must be under £6.5m. An annual fee applies.
Turnover required
Under £6.5m
Annual fee
£70
(per card holder)
Representative APR
29%
(variable)
Cashback limited to £600 per year
onecard
Good for - multiple employee use
- Available to Limited companies, Limited liability partnerships, Partnerships (of 4 or more partners) and Charitable incorporated organisations
- Available under the Public Sector Card (PSC) framework agreement
- Easier VAT reclaims
To apply, your annual turnover must be £2m or above. An annual fee applies.
Turnover required
Over £2m
Annual fee
£45
(per card holder)
Business debit card
Good for - everyday spending
- Free cash withdrawals. Withdraw up to £1,500 per day from UK cash machines
- Emergency Cash. Limits apply
- Contactless payments
Transaction fees may apply
Turnover required
N/A
Annual fee
£0
(per card holder)
Business Cash card
Good for - withdrawing and depositing cash
- Cash control: Nominated staff can withdraw and deposit funds as needed
- Withdraw and deposit cash at Post Offices, ATMs, CDMs and the growing network of Banking Hubs
- Card control: Set limits, update status, and track all transactions online
Transaction fees may apply.
To apply you must be a UK resident aged 18 or over and hold a business bank account in the same legal entity name with NatWest. Fees for withdrawals and deposits may apply, as per your existing business bank account tariff, however no additional charges will be levied for using this service. Subject to status, business use only. UK businesses only.
Turnover required
N/A
Annual fee
£0
(per card holder)
Virtual card solutions
Good for - employees who travel
- Available under the Public Sector Card agreement
- Enjoy up to 56 days interest-free credit
- Simplified reporting for easier monitoring of travel spend
- Integrate directly into your general ledger or ERP systems
- Manage business spending on the go with our mobile virtual card
An annual turnover of £25m or above required to apply. An annual fee applies.
Turnover required
Over £25m
Annual fee
Confirm on application
Business credit card
Good for - cashback on fuel and electric vehicle charging
- 1% cashback at eligible fuel and electic vehicle charging stations
- Annual fee of £30 waived from the second year onwards if you spend £6,000 or more each year
- Up to 56 days interest-free credit period on purchases
To apply, your annual turnover must be under £2m. An annual fee applies.
Turnover required
Under £2m
Annual fee
£30
(per card holder)
Representative APR
24.3%
(variable)
No card fee in the first year. Fee also waived from second year onwards if you spend £6,000 or more each year
Business Plus credit card
Good for - cashback on travel
- Up to 3% cashback on eligible fuel, business/trade supplies, travel and more.
- No charges for purchases abroad
- Up to 56 days interest-free credit period on purchases
To apply, your annual turnover must be under £6.5m. An annual fee applies.
Turnover required
Under £6.5m
Annual fee
£70
(per card holder)
Representative APR
29%
(variable)
Cashback limited to £600 per year
onecard
Good for - multiple employee use
- Available to Limited companies, Limited liability partnerships, Partnerships (of 4 or more partners) and Charitable incorporated organisations
- Available under the Public Sector Card (PSC) framework agreement
- Easier VAT reclaims
To apply, your annual turnover must be £2m or above. An annual fee applies.
Turnover required
Over £2m
Annual fee
£45
(per card holder)
Business Cash card
Good for - card management
- Cash control: Nominated staff can withdraw and deposit funds as needed
- Convenient access: Deposit cash/cheques and withdraw at NatWest ATMs, and Post Offices
- Card control: Set limits, update status, and track all transactions online
To apply you must be a UK resident aged 18 or over and hold a business bank account in the same legal entity name with NatWest. Fees for withdrawals and deposits may apply, as per your existing business bank account tariff, however no additional charges will be levied for using this service. Subject to status, business use only. UK businesses only.
Turnover required
N/A
Annual fee
£0
(per card holder)
Virtual card solutions
Good for - Employees who travel
- Available under the Public Sector Card agreement
- Enjoy up to 56 days interest-free credit
- Simplified reporting for easier monitoring of travel spend
- Integrate directly into your general ledger or ERP systems
- Manage business spending on the go with our mobile virtual card
An annual turnover of £25m or above required to apply. An annual fee applies.
Turnover required
Over £25m
Annual fee
Confirm on application
Business debit card
Good for - everyday spending
- Free cash withdrawals. Withdraw up to £1,500 per day from UK cash machines
- Emergency Cash. Limits apply
- Contactless payments
Transaction fees may apply
Turnover required
N/A
Annual fee
£0
(per card holder)
Virtual card solutions
Good for - employees who travel
- Available under the Public Sector Card agreement
- Enjoy up to 56 days interest-free credit
- Simplified reporting for easier monitoring of travel spend
- Integrate directly into your general ledger or ERP systems
- Manage business spending on the go with our mobile virtual card
An annual turnover of £25m or above required to apply. An annual fee applies.
Turnover required
Over £25m
Annual fee
Confirm on application
Business Plus credit card
Good for - cashback on travel
- Up to 3% cashback on eligible fuel, business/trade supplies, travel and more.
- No charges for purchases abroad
- Up to 56 days interest-free credit period on purchases
To apply, your annual turnover must be under £6.5m. An annual fee applies.
Turnover required
Under £6.5m
Annual fee
£70
(per card holder)
Representative APR
29%
(variable)
Cashback limited to £600 per year
Useful business banking card FAQs
Tyl by NatWest
Make it easier for your customers to pay you in a way that’s fast and secure for everyone.
Start up Account
The Start up business account is available for businesses that have been trading for less than 1 year and have a turnover of less than £1m.
Business Builder
Business Builder has been developed to support businesses and entrepreneurs at all stages.
Something else we can help you with?
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