Business Credit Card built for flexible spending

You could consider a business credit card if your turnover is likely to be under £2m. The annual fee is waived in the first year (usually £30). The annual fee of £30 is also waived from the second year onwards if you spend £6,000 or more each year.

All cards are suitable for multiple employees. However, if you’re a larger business or corporate then you may wish to consider the onecard for turnovers over £2m or virtual card solution for turnovers over £25m due to their more advanced features.

Our Business Plus credit card has no charges on purchases abroad. You may also consider our virtual card solution which makes it easier for you to create detailed travel expenditure reports.

Use our Currency Conversion Tool to get a better understanding of the charges associated with the cross-border payments you make with your card.

Simply enter the details of your transaction and the tool will outline the currency conversion charges based on the European Central Bank daily rate.

Please note, the figures displayed in the tool change daily. These details will be provided so you can compare our fees with other bank fees in Europe.

Try our Currency Conversion Tool

You can easily apply for a NatWest business card online. Once you’ve completed your business debit or credit card comparison and identified the most suitable option for your company, just click apply to move forward with your application. 

If you’re applying for one of our business credit cards, you could seek advice from an independent financial adviser, charity (for example, Citizens Advice) or not-for-profit organisation before signing up to our terms.

Whatever the challenges your business is facing, we’re here to help.

You can find more information on our Financial Support page including useful tools and contact details. 

If you have a relationship manager you can reach out to them. 

Otherwise you can find relevant contact numbers on our contact us page.