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Start up business account

Get off to a great start with our account

Top features of our start-up account

Free banking for the first 18 months

Free accounting software from FreeAgent

Free programmes like Business Builder to move your business forward

Free expert know-how to help your business thrive from MentorDigital

Account fees

More features

A safe place for your money

We’re a major high street bank and deposits of up to £85k are backed by the FSCS.

Financial Services Compensation Scheme Guide (PDF, 45KB)

Help from clever tech to take payments

Tyl is our payment solution. It makes it simple for you to take and make payments. Eligibility criteria and fees apply.

Discover Tyl

The flexibility of an overdraft

Our business overdraft helps you prepare for the unexpected (criteria apply). You’ll only pay interest on what you borrow.

Find out about overdrafts

Help to run your business as costs rise

We’re here to support you with real, practical help. Even if you’re just starting out, or you haven’t started your business yet, our hub could help. Discover our tools, resources and articles that’ll support you to prepare for any price rises. Use them to work out how you might be affected, what the future might cost and what actions you can take. 

Apply now

Thanks for choosing our Start up bank account. Let's get started.

Before you continue...

You will be given the option of a Business Current Account or a Loan Servicing Account on the following page.  Please select the account appropriate to you.  Business Current Account is to be used for your day to day running of your business.  Loan Servicing Account can ONLY be used for loan repayment purposes where you hold an account with another Bank and don’t hold your main banking with NWG.  Should you select the incorrect account, you will need to reapply choosing the correct option for you.

If you already have a Loan Servicing Account and wish to apply for the Business Current Account, you can discuss options available to you by contacting the Businessline / your Relationship Manager.

Are you...
OK, so you're an existing customer. Is the bank account for...

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you currently hold an existing NatWest business or personal account,  please apply below or give us a call on 0345 711 4477.

 

Relay UK Service: 18001 0345 711 4477


More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.
Do you have a Relationship Manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

 

When can I call?

Business and Relationship Managers are available 9am-5pm Monday to Friday.

No problem. We can still help.

For businesses in England or Wales, please call us on 0345 711 4477.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you currently hold an existing NatWest business or personal account please download an additional account form or give us a call on 0345 711 4477.

 

Relay UK Service:

18001 0345 711 4477 (England and Wales)

18001 0345 711 4477  (Scotland)

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you currently hold an existing NatWest business or personal account,  please apply below or give us a call on 0345 711 4477.

 

Relay UK Service: 18001 0345 711 4477

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland and you do not currently hold an existing NatWest business or personal account, please apply with Royal Bank or give us a call on 0345 600 2230.

 

Relay UK Service: 18001 0345 600 2230

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Your application can be completed online

This is the fastest way to complete your application.

1. HooYu is our trusted online identification and security partner.

2. We may use HooYu to check your identity by matching you to your Photo ID. It may also need you to provide proof of your address and business documents. Find out more.

3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application, you consent to the following:

  • Identity verification using our security partner HooYu.
  • A credit check on everyone on your application.

FAQs about this account

Need more information before you apply?

Switch to NatWest

The Current Account Switch Service will do all the work, moving everything across from your old business account to your new one, all within 7 business days.
 

Current Account Switch Guarantee (PDF, 40KB)

Your Guide to switching your account to us (PDF, 2.3MB)

Simple charges

At the end of your 18-month free banking period, you’ll move on to our Standard Tariff, with no minimum monthly charge.

 

Business account charges booklet (PDF, 53KB)

Summarised business account charges booklet (PDF, 46KB)

Need a business credit card?

With no annual fee for the first year (normally £30), our business credit card is great for new businesses. You’ll also be able to manage your account with the ClearSpend app.

 

Our credit card features

Something else we can help you with?