International Payments

International Payments are the fastest, most reliable and secure way to send funds overseas or make foreign currency payments within the UK.

Pay and be paid in the world's major currencies, helping your business trade internationally with ease.

Can be made in sterling or in 36 foreign currencies, or 46 foreign currencies if Bankline is used. International payments can involve countries outside the EU and may require additional processes depending on the financial systems involved.

You can make payments in Pound Sterling and the following 36 currencies:

Australian Dollar, Bahraini Dinar, Barbados Dollar, Bermudian Dollar, Bulgarian Lev, Canadian Dollar, Chinese Renminbi, Czech Koruna, Danish Krone, Euro, Hong Kong Dollar, Hungarian Forint, Indian Rupee, Israeli New Shekel, Japanese Yen, Jordanian Dinar, Kenyan Shilling, Kuwaiti Dinar, Mauritius Rupee, Mexican Peso, Moroccan Dirham, New Zealand Dollar, Norwegian Krone, Omani Rial, Polish Zloty, Qatari Riyal, Saudi Riyal, Singapore Dollar, South African Rand, Swedish Krona, Swiss Franc, Thai Baht, Tunisian Dinar, Turkish Lira, UAE Dirham and US Dollar.

Additional Currencies via Bankline

You can also access these 10 currencies using Bankline:

Brazilian Real, Egyptian Pound, Icelandic Krona, Malaysian Ringgit, New Taiwan Dollar, Pakistan Rupee, Philippines Peso, Romania Leu, South Korean Won and Sri Lanka Rupee.

A SEPA payment is a Euro payment made between members of the Single Euro Payments Area (SEPA).

Compared to a standard international payment, SEPA payments are a faster, simpler and cheaper way to make Euro payments between the countries within this agreement, as they're subject to a uniform set of rules. All SEPA payments require are an IBAN, a BIC and a reference, but do not require a specific purpose of payment (POP) code.

Typically, the beneficiary should receive the funds on the same day that you make the payment, as long as the payment was made before 2:00pm. If not, the beneficiary should receive the funds next working day.

All charges under SEPA are shared (you only pay our fee if applicable, and the beneficiary pays their bank’s fee). It is not possible for you or beneficiary to pay both sets of fees.

International Charging Options:

• SHA (Short for Shared): You, (the sender of the payment) will pay the fees charged by the sending bank. The beneficiary will pay the fees charged by the beneficiary’s bank.

• OUR (You Pay): You, (the sender of the payment) will pay the transaction fees charged by the sending bank and the beneficiary’s bank. The beneficiary receives the full value of payment.

• BEN (Short for Beneficiary pays): The beneficiary will pay your (the sender’s) transaction fees charged by the sending bank and the fees charged by the beneficiary’s bank.

For further detail and timescales for the payment, please refer to our Currency Guide (PDF, 570KB).