Running your business

How to run your business day to day

Forecast and manage your cash flow

Forecasting your cash flow

Our simple Excel template helps you forecast and manage your cash flow and plan your cash reserves. Use it to work out if you could adjust your costs to make your money work harder and last longer.

Managing your cash flow

It’s a sad fact that a lot of businesses fail due to cash flow issues. So, knowing and understanding how cash flow works is important for business owners. Discover our five steps to make your cash flow better.

Saving on account charges

To keep on top of your cash flow, it could be a good plan to make sure you know what you’re paying for, and ways to save on your account charges. Our tips can show you how.

A business bank account with more

Our business bank account offers flexible everyday banking to suit your business, with no minimum monthly charge.

You'll also get FreeAgent accounting software for free. FreeAgent makes it easier to stay on top of your invoices and cashflow and helps you make better business decisions - whether you’re just starting out or already up and running.

FreeAgent is free with your NatWest business current account for as long as you retain your account.

Tomorrow Begins Today with Business Builder

Dreaming about your future business? Get started today by signing up to our free online Business Builder course.

Start with a vision

Kelly Phillips and Michael Skelly, co-founders of Connect Studios, started with a mission to inspire the next generation.

Sign up to our free online Business Builder course and learn how to create a vision today.

Looking for business insurance?

Business insurance could help to protect your business against the risks and challenges you may face. Gallagher, our business insurance broker, have a range of options to choose from to look after your business and your staff, including public and employers’ liability to professional indemnity and more.

Could selling take you further?

It’s definitely not the first thing you think about, but selling your business could be one step you don’t want to miss. The experts at Coutts have put together a Business Exit Programme. You could learn the best ways to prepare your business for sale, strategies to think about selling and helpful tips to prepare you for life afterwards. You’ll be helped by bitesize videos, articles and masterclasses.

Help with business support and staffing

Speak to a HR consultant

Help from one of the UK’s leading employment law, HR, health and safety and environmental consultancy services sounds good, doesn’t it? MentorDigital from NatWest could support you to get back to business and thrive. Consultants work with you to get to know your business and your objectives.

Could MentorDigital help your business?

Mentor's services incur a cost.

Please note that Mentor's services incur a cost.

Getting the most from your staff

Keeping your employees motivated is key to them feeling passionate about what they do and proud of the business they work for. Our tips can boost engagement and make your workforce feel valued to give their best every day.

Level up your workforce

Giving your existing staff more skills is a great way to develop them (and your business). Our tips on getting learning right in the workplace could help your business to flourish.

You could be making savings by taking card payments with us

Taking card payments with Tyl by NatWest saved 8/10 customers money on their payment fees*

*Savings figure based on customers switching from various providers to Tyl between Jan & Mar 2023. Your existing provider may charge an exit fee. Average savings not inclusive of introductory offers or any exit fees you may have been charged. To be eligible for Tyl by NatWest your business must be based and trading in the UK, and you must be over 18.  Eligibility criteria, fees and T&Cs apply. Additional fees may apply for data usage or app downloads. 

Building a digital business

A website is the obvious place to start promoting your business, or potentially selling to customers. If you don’t have one yet, then our guide could help you to set one up. And if you’re already online, then our tips and advice could see your business grow.

Next step: Planning and growth

In business it’s always a good idea to think about what’s coming next. Our tips for growing your business include looking after your money, strategies for growth and ways you could finance any potential business expansion, plus lots more ideas as well.

Something else we can help you with?