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The switch worth making

You could get up to £1,000 when you switch to NatWest Premier.

That’s £250 for switching to a Premier account, plus £750 in interest if you deposit £100k into a new Flexible Saver account.

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Premier criteria, T&Cs and restrictions apply. Limited availability. 

To join Premier you’ll need one or more of the following:

  • Minimum of £100k sole income or £120k joint income paid into your NatWest account.
  • Minimum of £100k savings or investments held with us.
  • Minimum £500k mortgage with us.

Our Premier banking members get more

Financial planning

Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams. All our investment solutions are delivered and managed by Coutts. 

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Exclusive support

A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals.

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Everyday banking

Rewards designed for you and your family on things that matter, from airport lounge access and worldwide travel insurance to mobile phone cover.

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Specific eligibility and fees apply for this service. Premier 24 lines are open 7 days a week. Premier bank managers are available 8am-8pm 7 days a week. Premier eligibility criteria apply. Fees may also apply.

Make a start with Premier Select for no monthly fee

Eligible for our Premier Switch offer. T&Cs apply.

£0 a month

Get 24/7 support from Premier 24 and help to invest in your future. 

Plus our Premier mobile app and all these membership benefits for free:

  • No non-Sterling transaction fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply and local fees may apply.
  • Arranged overdraft with £500 interest-free buffer available (subject to status).

For new and existing NatWest customers. Must be 18+ UK resident to apply. 

Overdraft: Representative APR: 20.1% (Variable). Other charges may apply.

How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.  

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Premier Reward, get money back for everyday spend

Eligible for our Premier Switch offer. T&Cs apply.

£2 a month

Get 24/7 support from Premier 24 and help to invest in your future.

Plus our Premier mobile app and all these membership benefits that give back:

  • £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
  • £1 a month in Rewards just for logging into our mobile app monthly. 
  • Earn at least 1% at partner retailers when you use your NatWest debit card.
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For new and existing NatWest customers. Must be 18+, UK resident, and pay in £1,250 to an eligible NatWest account every month. T&Cs apply.

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Upgrade your membership with Premier Reward Black

£36 a month

Get 24/7 support from Premier 24 and help to invest in your future.

  • All the features of our Select and Reward accounts.
  • All the membership benefits you can see just below, with our Premier Reward Black account.

To upgrade to Premier Reward Black, you need to be an existing NatWest or NatWest Premier current account customer.

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Premier Reward Black benefits

For your entertainment

  • 24/7 Concierge Service to get VIP access to events, top restaurants and more
  • Enjoy 25% cashback on tickets to concerts and shows
  • Discounts on tickets at over 250 cinemas nationwide
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For your adventures

  • No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply, local fees may apply.
  • Worldwide family travel insurance
  • Airport lounge access with DragonPass Premier+
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For you and your family

  • UK and European car breakdown cover
  • Mobile phone insurance for you and your household
  • 24/7 Home Emergency Service
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We're ready to help you

Chat to us to:

  • Make larger value domestic or international payments
  • Arrange an appointment with a Premier Manager to talk about your goals or any financial concerns
  • Get help with the app or online banking
  • Explore your banking options, our products or services.

Your exclusive Premier 24 phone line for managing your money

  • Telephone: 0333 202 3330
  • International: +44 161 933 7239
  • Relay UK: 18001 0333 202 3330
  • Or talk to us via Webchat.