Premier

Your financial goals. Our expertise.

Find out what Premier banking could do for you

Compare Premier accounts

Am I eligible for Premier?

Premier banking criteria apply.

Premier banking members get more

Financial planning

Get access to qualified financial planners alongside expert investment funds and portfolios managed by Coutts.

No ongoing advice fees. Eligibility applies. Product or one-off charges may apply.

1-to-1 support

Speak to our Premier 24 team anytime for day-to-day support or work with a dedicated Premier banking manager (8am-8pm, Mon-Sat) for personalised guidance, planning and referrals to specialists.

Our mobile app

You'll get access to our secure mobile banking app. Manage your money easily or connect to our Premier 24 team on the go.

Get started with Premier Banking

Choose between Premier Select and Premier Reward and get access to dedicated support, expert financial planning and a range of exclusive benefits.

Premier Select

Everyday Premier banking with no monthly fee

£0 a month

Switch to Premier Select and you could get a £500 welcome bonus. T&Cs apply.

Get round-the-clock support and tools to help you manage your money and plan ahead.

Get 24/7 support from Premier 24 and access to the Premier mobile app

No non-Sterling transaction fee when paying abroad or in a foreign currency. ATM withdrawal charges apply and local fees may apply.

Information Message

Must be 18+, UK resident.

Go to Premier Select

Premier Reward

A Premier bank account that rewards you

£2 a month

Switch to Premier Reward and you could get a £500 welcome bonus. T&Cs apply.

A Premier account that rewards you for how you already bank and spend.

Get 24/7 support from Premier 24 and access to the Premier mobile app.

No non-Sterling transaction fee when paying abroad or in a foreign currency. ATM withdrawal charges apply and local fees may apply.

£9 a month back in Rewards for 2 Direct Debits (£4.50 minimum per Direct Debit).

At least 1% back at selected partner retailers when you use your NatWest debit card

Information Message

Must be 18+, a UK resident and pay in at least £1,250 a month to an eligible NatWest account. T&Cs apply.

Go to Premier Reward

For existing NatWest current account holders

Unlock Premier Reward Black exclusively by becoming a NatWest current account holder first, then upgrade to access these benefits.

Premier Reward Black

Premium benefits for travel, entertainment and family life. For existing NatWest customers.

£39 a month

With all the features of Premier Select and Premier Reward, plus:

Worldwide family travel insurance, airport lounge access and a monthly travel eSIM.
Health and wellbeing support for you and your family.
Mobile phone insurance and UK & European breakdown cover.
Travel and lifestyle concierge services.

Not an existing customer? See other accounts.

To upgrade to Premier Reward Black, you need to be an existing NatWest current account customer.

Go to Premier Reward Black

Compare all accounts

Premier Reward Black

Premium benefits for travel, entertainment and family life. For existing NatWest customers.

£39 a month

With all the features of Premier Select and Premier Reward, plus:

Worldwide family travel insurance, airport lounge access and a monthly travel eSIM.
Health and wellbeing support for you and your family.
Mobile phone insurance and UK & European breakdown cover.
Travel and lifestyle concierge services.

Not an existing customer? See other accounts.

To upgrade to Premier Reward Black, you need to be an existing NatWest current account customer.

Go to Premier Reward Black

Compare all accounts

Who is Premier banking for?

There are three ways to qualify

Information Message

New to NatWest? You can still apply and move your qualifying balance or borrowing to us after your account is open.

An income of at least £100k (or £120k joint), paid into your NatWest account

At least £100k in savings or investments held with us

A NatWest mortgage balance of at least £500k.

Premier banking customer on holiday, smiling and spending time with his children and grandchildren

Start your journey with Premier banking today

Choose between Premier Select, Premier Reward and Premier Reward Black and get access to dedicated support, expert financial planning and a range of exclusive benefits.

Information Message

To upgrade to Premier Reward Black, you need to be an existing NatWest or NatWest Premier current account customer.

Compare Premier accounts

Explore our products

Investments

Savings

Mortgages

Pensions

Loans

Credit cards

Key Premier banking benefits

Financial guidance

Financial planning and investment advice for Premier banking customers

Our qualified specialists could help you maximise your money, offering personalised financial planning and access to expertly managed investment portfolios.

Pay a one-off flat fee for advice, with no ongoing advice charges—however, some product fees may apply.

Find out more about Premier banking financial advice.

Credit & lending

As a Premier banking customer you could get exclusive rates on loans as well as higher lending amounts (subject to status, criteria apply). Premier banking customers also receive an introduction to the Mortgage concierge service (mortgages over £500K).

Representative 7.9% APR. This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

Find out more about mortgages and loans.

Investments

We offer a range of investment options, including accounts which help you make the most of tax-efficient savings, like ISAs, Junior ISAs and pensions. Whether you're planning for retirement, saving for your child's future, or looking for a smart way to invest, we could help.

Start from £50.
Choose from five ready-made investment funds managed by our experts at Coutts.
Keep track of online investments and manage your money.
Activate, pause, or change monthly payments to suit your budget.

Before investing it's recommended you have at least four months' worth of your essential living expenses put aside as 'safety net savings' to cover unexpected events. Plus you should make sure you've paid off any high interest debts you may have. The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.

Find out more about investing.

Savings

Compare instant, fixed and ISA accounts.

Life is full of significant moments, and regularly saving money could help you be prepared for them. Since everyone has different needs, you might find yourself:

Requiring quick access to your funds
Seeking higher interest rates for your nest egg
Wanting to open your child's first savings account
Having extra cash to save for a longer term

Whatever your financial goals, we could have a NatWest Savings or Investment Account that suits your needs.

Eligibility criteria apply.

Not sure about Premier banking?

Take a look at all of our bank account options. We have a range of current accounts to suit your needs.

Compare all NatWest current accounts

Already a Premier banking customer?

We're ready to help you

Exclusive 24/7 support for Premier banking customers from our highly-trained team.

Chat to us by clicking on Chat to Cora below.

Want to talk to someone?

Telephone: 0333 202 3330

Relay UK: 18001 0333 202 3330

International: +44 161 933 7239

Premier banking managers

What can our Premier banking managers help with?

Your needs, goals, and any financial concerns
Saving or growing your money wherever possible
Day-to-day finances
Making informed decisions for your life goals.

Click Chat to Cora below and connect to the Premier 24 team to book an appointment.

Or book an appointment over the phone

Telephone: 0333 202 3330

Relay UK: 18001 0333 202 3330

International: +44 161 933 7239

Upgrade your account

To change your existing account to a Premier current account:

Log into the mobile app
Click into the account you wish to change
Choose to 'Change my account type'
Select the account you want to change to
Follow the steps to change your account.

Log in to Online Banking

Check your balances or manage your payments all in one place.