NatWest Premier Banking

What is Premier Banking?

£150 Switch & Stay offer now live

Before you apply for Premier

You'll need to be aged 18 or over and a permanent UK resident.

And meet ONE of the following criteria:

Created with Sketch.

1. Your income

Minimum £100k sole income or £120k joint income paid into your NatWest account

2. Savings or Investments

Minimum £100k savings or investments held with us

3. Mortgage borrowings

£500k minimum mortgage borrowing with us

Bringing ambitions to life

Life. You can make it happen. And it can happen to you. Our free Premier Banking service could help you manage your money and make it do more for you. With your own Premier Banking Manager and 24/7 support we’re here to provide financial help when you need us. For you and your family.

Precious people and places

Family, loved ones, and your hopes and dreams for them, can be some of the most important priorities in your life. Premier Banking could help make the most of your finances to provide for the people who matter most to you.

Turn your plans to reality

Plans come in all shapes and sizes; education, cars, homes, holidays and retirement. Whatever you aim to achieve, Premier Banking could provide you with the right support to help you bring them to life. 

Protecting what matters

Taking care of what matters to you, matters to us. We could help you protect your finances or provide the cover you need for your car, home and all your treasured possessions.

Our £150 Switch & Stay offer

Switch to us to get our offer of £100, and an extra £50 if you stay. 

If you don’t yet have a current account with us, keep reading to see how the offer works and how to apply.

Or if you already have a Premier Select, Premier Reward,  or Premier Reward Black account, press the "Switch & Stay" button below to learn more about this offer for our existing customers and how to apply.

How the offer works

Apply to Switch

Simply apply via our website or mobile app for a Premier Select or Reward account and request to switch from your existing bank during your application by 5pm 2nd of December 2021. If your account is opened successfully we'll automatically move your existing payments and close your old current account within 7 days.

For initial £100

Pay in at least £1,500 in total and log in to our mobile app or Online Banking by 13th January 2022. Your first £100 will be paid into your NatWest account by 11th February 2022.

For an extra £50

Once qualified for the £100 payment, make 10 eligible debit and/or credit transactions (excluding interest, fees and charges) on your account every calendar month between January & September 2022. After that we’ll give you the £50 by 30th November 2022.

How to apply

Open a new Premier account

If Premier is right for you and you're ready to apply, why not take a look at our Premier accounts and find one that suits you?

Already a NatWest customer?

You could change your existing account to a Premier one. If you know your Online Banking log in details we could pre-fill some of the application for you too.

Compare Premier accounts

Premier Select account

Keep it simple with all the benefits of Premier

Eligible for £150 Switch & stay offer

Mobile Banking app that's simple to use. Criteria applies.

Pay your way; Apple Pay, Google Pay and Contactless Premier Visa Debit Card. Limits apply.

No monthly fee

Premier Reward account

Earn Reward plus all the benefits of our Select account

Eligible for £150 Switch & stay offer

For a £2 monthly fee, you'll get:

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each

£1 a month back in Rewards when you log in to our mobile banking app

Earn at least 1% at partner retailers when you use your NatWest debit card

You'll need to pay at least £1250 into your NatWest account every month

Premier Reward Black account

For existing current account customers only

Eligible for £150 Switch & stay offer

For a £31 monthly fee, you'll get:

All the benefits of our Reward account

Airport lounge access and worldwide travel insurance

UK cinema discount

UK & European car breakdown cover

Mobile phone insurance

24/7 concierge service

Home emergency service cover

Premier Black account app

Questions about Premier

Financial Services Compensation Scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the scheme and how it protects your money (PDF, 3.8MB).