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Financial advice for what matters to you

Take charge of your plans while our expert guidance supports your goals.

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, and on-going product fees or charges may apply.

Your financial future made simpler today

Plan a financial future you want

Life's big events can feel daunting, but we’re here to help you make the most out of your money for you and your loved ones.

Take control of your retirement goals

A secure and relaxed retirement could be within reach. Small steps today could make a big difference tomorrow.

Your investment path made clear

Get focused advice for your needs to help shape your goals and build a lasting financial foundation.

Clear and simple tax guidance

We make understanding taxes easier for you. No matter if it’s inheritance tax or capital gains tax, we’re here to guide you. Take charge of your money and make decisions that work best for your future.

Father and son enjoying time together on a beach in Australia.

Are you eligible for Premier financial advice?

To qualify for Premier financial advice, you need to be 18 or older and live in the UK permanently. You’ll also need to meet one of these requirements:

  • Online investment advice is aimed at customers with £10,000 or more to invest.
  • Financial Planning and Investment Advice is designed for Premier customers with at least £250,000 in investable assets.

Choose advice that works for you

What is online investment advice?

Our Online Investment Advice Service makes investing simple and supportive:

  • Find out if investing works for you and check your budget.
  • Get clear advice on the right fund for your needs.
  • No fees if investing isn’t the right choice for you.

With Natwest Premier, you'll pay a one-off £200 fee for advice when you invest. This is charged per advice given.

What is investment advice?

Make your investments work harder for you and your future with our advice:

  • We can guide you with funds and portfolios built for your needs.
  • Discover how combining  investments might lower your costs
  • Support for long-term growth. Get expert advice for brighter money goals.

With NatWest Premier, you’ll pay a one-off, flat fee of £3,000 (plus VAT) and get access to a range of investment advice services.

What is financial planning?

A financial plan is tailored to your personal ambitions and covers various aspects such as:

  • Short and long-term budgeting
  • Building and boosting your savings
  • Saving for important life events like purchasing a home
  • Inheritance and estate management
  • Pension and retirement planning
  • Investing to grow or maintain your money

With NatWest Premier, you’ll receive specialist financial planning advice for a one-off, flat fee of £7,000 (plus VAT) - however complex your requirements.

Your free consultation is ready to book

Choose a date and time that fits your schedule to speak with us.

Are you a NatWest customer?

Are you a NatWest customer?

Are you a UK resident for tax purposes and living in the UK?

Are you a UK resident for tax purposes and living in the UK?

Are you a US citizen or a Green Card holder?

Are you a US citizen or a Green Card holder?

Sorry, you're not eligible to use this service

Our financial planning service isn’t available to US citizens or Green Card holders.

This service is designed for Premier customers with at least £250,000 of investable assets. This includes any savings or even pension. Can you confirm you meet this eligibility criteria?

This service is designed for Premier customers with at least £250,000 of investable assets. This includes any savings or even pension. Can you confirm you meet this eligibility criteria?

Great news

You can book a free video/call consultation with our Premier financial planning team

Sorry, you’re not eligible to use this service

You need to have at least £250,000 of investable assets for this service.  This includes any savings or even pension sums. However, you can explore other ways to help grow your money by checking out our:

online investment advice 

savings accounts and ISAs

Sorry, you're not eligible to use our service

You need to be a UK resident for tax purposes to use our financial planning service

Sorry, you're not eligible to use our service

You need to be a NatWest customer to use our financial planning service.

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Ready to begin your journey by yourself?

Check out our investment account options

We’ve got investment accounts and ready-made funds that could help grow your savings. Saving for the future? We’re here to help if you’d like a bit of advice later on.

Discover Coutts

NatWest investments are managed by Coutts, one of the world’s best-known private banks. With more than 300 years of experience, Coutts is now part of a private banking and wealth management business managing more than £125bn (Q4 2026) in assets under management and administration.

Financial advice - frequently asked questions