Take advantage of our offer when you switch to one of our eligible Premier accounts. T&Cs apply.
Overlay
Get up to £1,000 when you switch to NatWest Premier
Switch to a Premier Select or Premier Reward account and you could get £250, plus if you open a Flexible Saver account and deposit £100,000 you could get £750 as interest.
Information Message
Offer available to new and existing customers who haven't previously received a switch offer and did not hold a NatWest current account or savings account as of 10 March 2026. Limited availability. Offer may be changed, replaced, or withdrawn at any time.
How to get £250
1. Open a current account and switch to us
Apply for an eligible Premier account and request to switch an account with another bank to us using the Current Account Switch Service.
2. Within 60 days of switching
Deposit £5,000 - This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app - You can log into the app on any device.
3. You're all set
When you've met these conditions, we'll pay £250 into your eligible account within 30 days provided the account remains open.
How to unlock £750
To be eligible for the £750 offer, within 60 days of your switch completing, you must:
1. Open a new Flexible Saver account
You can open the account prior to your switch completing and still be eligible for the £750 provided you meet all the requirements.
You do not need to wait for your £250 payment to open your Flexible Saver account.
2. Deposit £100k into your Flexible Saver
This can be made of multiple payments and must remain in the account for 30 consecutive days.
3. All done
When you've met these conditions, we'll pay £750 into your Flexible Saver account within 30 days.
Information Message
Specific premier account eligibility criteria apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. You are not eligible for this offer if you're switching a current account from NatWest Group (Royal Bank or Ulster Bank NI). Joint accounts are not eligible for this offer. The £750 payment is subject to UK income tax as interest.
Days 1 and 2: Choose your switching date
This usually needs to be a working day. The Current Account Switch Service will then contact your old bank. They’ll confirm if the bank account switch can go ahead.
Day 3: Your new bank account will be set up
Existing payments, like your salary and bills, are moved across when switching bank accounts. So, you won’t need to worry about rearranging Direct Debits or standing orders yourself.
Days 6 and 7: We’ll transfer your bank account balance
We’ll talk to your old bank and on day 7, your balance will be transferred to the new account. Your old account will be closed. We’ll let you know that your bank account switch is complete.
- This service is only available to switch current accounts. Any other products you have with your old bank won’t be moved at the same time.
- Over 50 UK banks and building societies have signed up to the Current Account Switch Service. You can check if your existing bank provider is a participant.
- If your old bank is not part of the Current Account Switch Service, find out what you can do on our ways to switch support page.
- You won’t be eligible for our switching incentives if your old bank isn’t part of the Current Account Switch Service.
- Direct Debits and standing orders won’t appear on your account until the first payment has been taken.
- For more information on how to switch bank account, read A Guide to Switching Current Accounts (PDF, 3MB).
Do you bank with NatWest?
Premier Select bank account
Get 24/7 support from Premier 24 and help to invest in your future.
Plus our Premier mobile app and all these membership benefits for free:
- Eligible for our Premier Switch offer.
- No monthly fee.
- No non-Sterling transaction fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply and local fees may apply.
- Arranged overdraft with £500 interest-free buffer available (subject to status).
Information Message
Must be 18+ and a UK resident to apply. Premier eligibility criteria apply.
Overdraft: Representative APR: 20.1% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Premier Reward bank account
Get 24/7 support from Premier 24 and help to invest in your future.
Plus our Premier mobile app and all these membership benefits that give back:
- Eligible for our Premier Switch offer.
- £2 monthly fee.
- £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
- £1 a month in Rewards just for logging into our mobile app monthly.
- Earn at least 1% at partner retailers when you use your NatWest debit card.
Information Message
Must be 18+, UK resident, and pay in £1,250 to an eligible NatWest account every month. T&Cs apply. Premier eligibility criteria apply.
Select bank account
Our 5 star Defaqto rated day-to-day bank account
- Eligible for our £150 Switch offer.
- Free of monthly fees.
- Access to our most popular, award-winning* account.
- Quick to set up and easy to use.
* YourMoney.com voted NatWest as 'Best everyday current account provider' in 2024.
Information Message
Must be 18+ and a UK resident to apply.
Reward bank account
The one that gets your money working for you
- Eligible for our £150 Switch offer.
- Get rewarded for everyday banking.
- Earn Rewards for spending with our partners.
- All this for only £2 a month.
Information Message
To apply, you need to be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month. You can only hold a maximum of 1 Reward account in your name, and 1 joint names.
